States
Credit unions in Washington: the best and largest of 73, compared
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All 73 filers based in Washington, largest first. Sort them by what matters to you.
Credit unions by state, from the federal filings
Washington: credit unions that match
73
| Their members | 5.07M |
| Their assets | $94.9B |
| First on this sort | Boeing Employees Credit Union |
| Credit union | Assets | Members | Net worth | Delinq. | Branches | Checks |
|---|---|---|---|---|---|---|
| Boeing Employees Credit Union (BECU)Tukwila | $29.6B | 1.59M | 12.57% | 0.42% | 70 | 5/5 |
| Gesa Credit Union (Gesa to Go)Richland | $6.82B | 323K | 9.32% | 0.84% | 46 | 4/5 |
| Spokane Teachers Credit Union (STCU)Liberty Lake | $6.38B | 314K | 10.38% | 1.39% | 53 | 4/5 |
| Washington State Employees Credit Union (One Washington Financial LLC)Olympia | $5.09B | 323K | 9.89% | 0.80% | 28 | 4/5 |
| Numerica Credit UnionSpokane Valley | $4.32B | 179K | 12.03% | 0.35% | 23 | 5/5 |
| Peak Credit UnionLacey | $4.25B | 268K | 11.31% | 1.22% | 40 | 4/5 |
| Sound Credit UnionTacoma | $3.40B | 185K | 11.01% | 1.18% | 26 | 4/5 |
| Whatcom Educational Credit Union (WECU)Bellingham | $3.40B | 170K | 11.21% | 0.69% | 11 | 4/5 |
| Harborstone Credit Union (Savi powered by Harborstone Credit Union)Lakewood | $3.13B | 122K | 9.34% | 1.08% | 30 | 4/5 |
| HAPO Community Credit UnionRichland | $2.99B | 213K | 11.20% | 0.18% | 27 | 5/5 |
NCUA Call Report, June 30, 2026. Delinquency: loans two or more months late, as a share of loans. Checks: our own five data checks, not an NCUA rating; membership rules are not in this file, so confirm them with the credit union. Everything you enter stays in this browser: nothing is sent or stored.
73 credit unions based in Washington filed 5.07M members and $94.9B in assets with the National Credit Union Administration for June 30, 2026. Washington’s Boeing Employees Credit Union reports $29.6B and 1.59M members, and the name alone says nothing about who may join today, which is not in the file. Gesa Credit Union in Richland and Spokane Teachers Credit Union in Liberty Lake lead the eastern side of the state. Combined net worth, 11.61%, sits near the national 11.42%. Loans two months late or worse come to 0.73%, close to the national 0.96%. Credit cards count for more than usual, 4.9% of loans, led by Qualstar Credit Union at 12.6%. Each reported branch has 8,127 members on average, the 4th highest load. The median charter opened in 1951, 11th earliest of the 50 states and DC. Offices by city: Spokane (45), Vancouver (44), Seattle (34), Tacoma (24), out of 150 places in 35 counties. Gone since last year: Community 1st CU ($192M), Strait View CU ($105M), Calcoe FCU ($43M), Mt. Rainier FCU ($28M). New: Mt. Rainier CU ($26M). Latest charter: WCLA Credit Union, 1984, with none since 2000. The file does not say who may join any of them, or why a charter stopped filing.
Members and assets over 12 months
Washington: members, same charters
+2.59%
| Assets, same charters | +4.77% |
| Filers a year ago | 76 |
| Filers now | 73 |
Mergers count as growth for the credit union that absorbs another.
Filings read by Radif Partners · Editorial policy · Method and sources
Boeing Employees at the top of a large list
None of the 73 filers reports under 7% on net worth, 18 hold $1 billion or more and delinquency is 0.73%. Outside offices are many at 94, with Alaska’s Global Federal Credit Union alone reporting 29, a figure larger than many local charters. State charters lead the mix, 47 to 26.
Highest net worth (over $100 million): Solarity CU, 17.60%. Fewest late loans: Tacoma Longshoremen CU, 0.07%. Boeing Employees CU leads on members, 1.59M, and branches, 70. Largest member change: Great Northwest FCU, +39.06%. Next by assets: Washington State Employees CU, Numerica CU, Peak CU, Sound CU, Whatcom Educational CU, Harborstone CU. Smallest: Utility Employees FCU, Longshore FCU, PUD FCU. Largest outside presence: Global FCU, from AK, 29 offices.
Progressions CU (65.6%) leans most on vehicle loans, Cheney FCU (55.3%) on first-lien home loans, Qualstar CU (12.6%) on cards. Oldest charters: Seattle Metropolitan CU, 1933; Verity CU, 1933; Progressions CU, 1933. Seattle Metropolitan CU lost the most members in percentage terms, -14.73%, among those over $10 million.
Rank among the 50 states and DC
| Measure | Washington | Rank | All filers |
|---|---|---|---|
| Vehicle loans, share of loans | 23.3% | 14th lowest | 27.5% |
| First-lien home loans, share of loans | 29.5% | 16th lowest | 36.6% |
| Credit cards, share of loans | 4.9% | 2nd highest | 4.9% |
| Commercial loans without real estate, share of loans | 1.1% | 16th highest | 0.8% |
| Loans as a share of shares and deposits | 86.6% | 14th highest | |
| Assets per member | $18,714 | 13th highest | |
| Members per reported branch | 8,127 | 4th highest | |
| Members per employee (full- and part-time) | 366 | 25th highest | |
| Filers with one branch or none | 34.2% | 23rd lowest | |
| Three largest names, share of assets | 45.1% | 22nd lowest | |
| Fall in filer count over 12 months | 3.9% | 24th highest | |
| Median year a charter opened | 1951 | 11th lowest |
The largest in Washington
| Credit union | City | Assets | Members | Net worth | Delinq. | Branches | Checks |
|---|---|---|---|---|---|---|---|
| Boeing Employees Credit Union (BECU) | Tukwila | $29.6B | 1.59M | 12.57% | 0.42% | 70 | 5/5 |
| Gesa Credit Union (Gesa to Go) | Richland | $6.82B | 323K | 9.32% | 0.84% | 46 | 4/5 |
| Spokane Teachers Credit Union (STCU) | Liberty Lake | $6.38B | 314K | 10.38% | 1.39% | 53 | 4/5 |
| Washington State Employees Credit Union (One Washington Financial LLC) | Olympia | $5.09B | 323K | 9.89% | 0.80% | 28 | 4/5 |
| Numerica Credit Union | Spokane Valley | $4.32B | 179K | 12.03% | 0.35% | 23 | 5/5 |
| Peak Credit Union | Lacey | $4.25B | 268K | 11.31% | 1.22% | 40 | 4/5 |
| Sound Credit Union | Tacoma | $3.40B | 185K | 11.01% | 1.18% | 26 | 4/5 |
| Whatcom Educational Credit Union (WECU) | Bellingham | $3.40B | 170K | 11.21% | 0.69% | 11 | 4/5 |
| Harborstone Credit Union (Savi powered by Harborstone Credit Union) | Lakewood | $3.13B | 122K | 9.34% | 1.08% | 30 | 4/5 |
| HAPO Community Credit Union | Richland | $2.99B | 213K | 11.20% | 0.18% | 27 | 5/5 |
| Columbia Community Credit Union (Columbia Credit Union) | Vancouver | $2.59B | 122K | 13.29% | 0.93% | 15 | 4/5 |
| Kitsap Credit Union | Bremerton | $2.51B | 166K | 8.33% | 0.79% | 14 | 4/5 |
| Iq Credit Union | Vancouver | $2.19B | 106K | 11.30% | 0.79% | 25 | 4/5 |
| Horizon Credit Union (HZCU) | Spokane Valley | $1.97B | 104K | 13.08% | 0.27% | 28 | 4/5 |
| Fibre Federal Credit Union (TLC, A Division of Fibre Federal) | Longview | $1.82B | 121K | 13.65% | 0.96% | 16 | 4/5 |
| Red Canoe Credit Union | Longview | $1.21B | 61K | 12.28% | 0.60% | 12 | 5/5 |
| Seattle Metropolitan Credit Union | Seattle | $1.17B | 47K | 11.50% | 0.63% | 8 | 4/5 |
| Salal Credit Union | Seattle | $1.16B | 63K | 9.19% | 0.60% | 4 | 5/5 |
| Qualstar Credit Union | Bothell | $939M | 63K | 15.99% | 1.41% | 4 | 3/5 |
| Solarity Credit Union (Solarity Mortgage Center) | Yakima | $804M | 46K | 17.60% | 0.44% | 6 | 4/5 |
| Verity Credit Union | Seattle | $786M | 34K | 9.17% | 1.91% | 6 | 3/5 |
| Tapco Credit Union | Fircrest | $736M | 32K | 10.19% | 0.34% | 6 | 5/5 |
| America's Credit Union | Dupont | $710M | 29K | 11.03% | 0.32% | 13 | 5/5 |
| O Bee Credit Union | Lacey | $677M | 37K | 8.68% | 0.96% | 6 | 4/5 |
| Our Community Credit Union (Community Financial Center) | Shelton | $638M | 32K | 12.67% | 0.48% | 8 | 4/5 |
Offices run from other states
| Credit union | Based in | Offices here | Total assets | Net worth |
|---|---|---|---|---|
| Global Federal Credit Union | AK | 29 | $13.0B | 9.70% |
| Navy Federal Credit Union | VA | 13 | $204.4B | 11.65% |
| Idaho Central Credit Union | ID | 10 | $15.5B | 8.33% |
| First Technology Federal Credit Union | CA | 9 | $27.9B | 10.75% |
| OnPoint Community Credit Union | OR | 8 | $9.53B | 15.00% |
| Potlatch No. 1 Financial Credit Union | ID | 8 | $2.16B | 8.87% |
| Self-Help Federal Credit Union | NC | 4 | $2.41B | 25.18% |
| Ukrainian Federal Credit Union | NY | 2 | $427M | 8.16% |
| Ironworkers USA Federal Credit Union | OR | 2 | $156M | 11.10% |
| NuVision Federal Credit Union | CA | 1 | $3.97B | 12.03% |
| Pacific N W Federal Credit Union | OR | 1 | $317M | 9.84% |
| Operating Engineers Local Union #3 Federal Credit Union | CA | 1 | $1.69B | 15.48% |
In figures
| Measure | Washington | Federally insured, US |
|---|---|---|
| Credit unions | 73 | 4,214 |
| Members | 5.07M | 146.11M |
| Assets | $94.9B | $2.50T |
| Net worth ratio | 11.61% | 11.42% |
| Delinquency | 0.73% | 0.96% |
| Same-charter members, 12 months | +2.59% | n/a |
| Same-charter assets, 12 months | +4.77% | n/a |
| Filers a year earlier | 76 | n/a |
| Federal charters | 26 | 2,649 |
| State charters | 47 | 1,650 |
| Minority depository flag | 0 | 454 |
Who can join
The federal file does not list who may join, and we have not verified the rules of any name on this list. Each one can tell you itself. How to join sets out the steps.