States
Credit unions in Oklahoma: the best and largest of 52, compared
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All 52 filers based in Oklahoma, largest first. Sort them by what matters to you.
Credit unions by state, from the federal filings
Oklahoma: credit unions that match
52
| Their members | 1.47M |
| Their assets | $22.0B |
| First on this sort | Tinker Federal Credit Union |
| Credit union | Assets | Members | Net worth | Delinq. | Branches | Checks |
|---|---|---|---|---|---|---|
| Tinker Federal Credit Union (Tinker FCU)Oklahoma City | $6.12B | 488K | 14.72% | 0.63% | 33 | 5/5 |
| TTCU Federal Credit UnionTulsa | $2.71B | 148K | 13.45% | 1.49% | 20 | 3/5 |
| Communication Federal Credit UnionOklahoma City | $2.38B | 135K | 11.83% | 1.24% | 25 | 4/5 |
| Weokie Federal Credit UnionOklahoma City | $1.50B | 70K | 13.45% | 0.64% | 14 | 5/5 |
| Truity Federal Credit Union (Truity Credit Union)Bartlesville | $1.32B | 76K | 8.76% | 0.75% | 13 | 3/5 |
| Westreet Federal Credit UnionTulsa | $967M | 61K | 9.55% | 2.77% | 13 | 4/5 |
| Oklahoma's Federal Credit UnionOklahoma City | $954M | 60K | 12.63% | 0.25% | 8 | 5/5 |
| True Sky Federal Credit UnionOklahoma City | $778M | 64K | 6.35% | 0.96% | 14 | 2/5 |
| Oklahoma Central Credit UnionTulsa | $760M | 43K | 13.94% | 0.24% | 9 | 5/5 |
| Fort Sill Federal Credit UnionLawton | $394M | 23K | 11.57% | 1.12% | 4 | 3/5 |
NCUA Call Report, June 30, 2026. Delinquency: loans two or more months late, as a share of loans. Checks: our own five data checks, not an NCUA rating; membership rules are not in this file, so confirm them with the credit union. Everything you enter stays in this browser: nothing is sent or stored.
52 credit unions based in Oklahoma filed 1.47M members and $22.0B in assets with the National Credit Union Administration for June 30, 2026. Oklahoma’s net worth ratio of 12.74% ranks well above the national figure. Tinker Federal Credit Union in Oklahoma City leads with 488K members, and TTCU Federal Credit Union in Tulsa and Communication Federal Credit Union follow. Capital runs high: the combined net worth ratio is 12.74% against 11.42% nationwide. Loans two months late or worse come to 0.91%, close to the national 0.96%. 2 federally insured filers report net worth under the 7% line of the federal capital rule. Vehicle loans weigh heavily, 49.3% of the book against 27.5% nationally, and Endurance Federal Credit Union goes furthest at 73.8%. First-lien home loans are only 19.2% of lending, the 3rd lowest share. Loans equal only 73.4% of shares, the 9th lowest ratio. Offices by city: Oklahoma City (59), Tulsa (42), Edmond (13), Broken Arrow (10), out of 58 places in 38 counties. Gone since last year: First Oklahoma FCU ($29M). Latest charter: Growing Oaks Federal Credit Union, 2020. The file does not say who may join any of them, or why a charter stopped filing.
Offices of credit unions based elsewhere
Oklahoma: all member-service offices
249
| Of credit unions based elsewhere | 13 |
| Number of those credit unions | 8 |
| Based in the state | 52 |
Filings read by Radif Partners · Editorial policy · Method and sources
Oklahoma City and Tulsa lead
Very few outsiders operate here, 8 with 13 offices, and Navy Federal Credit Union accounts for 3 of them, so the local table is close to complete. Two filers report under 7% on net worth. Of the 52 filers, 22 report under $50 million, and federal charters lead with 43. Delinquency is close to the national rate.
Highest net worth (over $100 million): Oklahoma FCU, 20.23%. Fewest late loans: Municipal Emps CU of Oklahoma City, 0.17%. Tinker FCU leads on members, 488K, and branches, 33. Largest member change: Green Country FCU, +18.85%. Next by assets: Weokie FCU, Truity FCU, Westreet FCU, Oklahoma's FCU, True Sky FCU, Oklahoma Central CU. Smallest: Morning Star FCU, Velma FCU, Otoe-Missouria FCU. Under 7% net worth: True Sky FCU, Morning Star FCU. Minority depository flag: Teachers CU, Otoe-Missouria FCU, Morning Star FCU. Largest outside presence: Navy FCU, from VA, 3 offices.
Endurance FCU (73.8%) leans most on vehicle loans, Oklahoma Educators CU (49.1%) on first-lien home loans, U. S. Employees O. C. FCU (6.0%) on cards. Oldest charters: Cherokee Strip CU, 1933; TTCU FCU, 1934; Municipal Emps CU of Oklahoma City, 1934. Energize CU lost the most members in percentage terms, -26.14%, among those over $10 million.
Rank among the 50 states and DC
| Measure | Oklahoma | Rank | All filers |
|---|---|---|---|
| Vehicle loans, share of loans | 49.3% | 2nd highest | 27.5% |
| First-lien home loans, share of loans | 19.2% | 3rd lowest | 36.6% |
| Credit cards, share of loans | 2.8% | 23rd highest | 4.9% |
| Commercial loans without real estate, share of loans | 0.5% | 11th lowest | 0.8% |
| Loans as a share of shares and deposits | 73.4% | 9th lowest | |
| Assets per member | $14,897 | 11th lowest | |
| Members per reported branch | 5,379 | 24th highest | |
| Members per employee (full- and part-time) | 366 | 24th highest | |
| Filers with one branch or none | 23.1% | 10th lowest | |
| Three largest names, share of assets | 51.1% | 22nd highest | |
| Fall in filer count over 12 months | 1.9% | 17th lowest | |
| Median year a charter opened | 1954 | 17th highest |
The largest in Oklahoma
| Credit union | City | Assets | Members | Net worth | Delinq. | Branches | Checks |
|---|---|---|---|---|---|---|---|
| Tinker Federal Credit Union (Tinker FCU) | Oklahoma City | $6.12B | 488K | 14.72% | 0.63% | 33 | 5/5 |
| TTCU Federal Credit Union | Tulsa | $2.71B | 148K | 13.45% | 1.49% | 20 | 3/5 |
| Communication Federal Credit Union | Oklahoma City | $2.38B | 135K | 11.83% | 1.24% | 25 | 4/5 |
| Weokie Federal Credit Union | Oklahoma City | $1.50B | 70K | 13.45% | 0.64% | 14 | 5/5 |
| Truity Federal Credit Union (Truity Credit Union) | Bartlesville | $1.32B | 76K | 8.76% | 0.75% | 13 | 3/5 |
| Westreet Federal Credit Union | Tulsa | $967M | 61K | 9.55% | 2.77% | 13 | 4/5 |
| Oklahoma's Federal Credit Union | Oklahoma City | $954M | 60K | 12.63% | 0.25% | 8 | 5/5 |
| True Sky Federal Credit Union | Oklahoma City | $778M | 64K | 6.35% | 0.96% | 14 | 2/5 |
| Oklahoma Central Credit Union | Tulsa | $760M | 43K | 13.94% | 0.24% | 9 | 5/5 |
| Fort Sill Federal Credit Union | Lawton | $394M | 23K | 11.57% | 1.12% | 4 | 3/5 |
| Allegiance Federal Credit Union (Allegiance Credit Union) | Oklahoma City | $372M | 24K | 9.67% | 0.71% | 5 | 3/5 |
| Oklahoma Educators Credit Union (OECU) | Oklahoma City | $305M | 11K | 11.26% | 0.51% | 7 | 4/5 |
| Energy One Federal Credit Union | Tulsa | $301M | 16K | 11.28% | 1.76% | 7 | 3/5 |
| Red Crown Federal Credit Union (Red Crown Credit Union) | Tulsa | $257M | 18K | 10.73% | 0.41% | 5 | 5/5 |
| Okunity Federal Credit Union (Oklahoma Community Credit Union) | Stillwater | $215M | 13K | 12.33% | 0.48% | 2 | 4/5 |
| U. S. Employees O. C. Federal Credit Union (USE Federal Credit Union) | Oklahoma City | $213M | 15K | 16.31% | 0.20% | 5 | 4/5 |
| Oklahoma Federal Credit Union | Oklahoma City | $199M | 9,502 | 20.23% | 0.24% | 4 | 4/5 |
| Endurance Federal Credit Union (EFCU) | Duncan | $196M | 13K | 13.69% | 0.21% | 4 | 4/5 |
| Municipal Emps CU of Oklahoma City | Oklahoma City | $190M | 9,442 | 8.79% | 0.17% | 4 | 4/5 |
| Western Sun Federal Credit Union | Tulsa | $181M | 26K | 17.57% | 0.71% | 6 | 4/5 |
| Red River Federal Credit Union | Altus | $168M | 9,090 | 12.10% | 0.28% | 3 | 4/5 |
| The Focus Federal Credit Union | Oklahoma City | $163M | 12K | 8.99% | 0.45% | 6 | 4/5 |
| Green Country Federal Credit Union | Sand Springs | $155M | 11K | 8.47% | 2.75% | 5 | 3/5 |
| First Family Federal Credit Union | Henryetta | $154M | 19K | 11.63% | 0.62% | 6 | 5/5 |
| Southwest Oklahoma Federal Credit Union | Lawton | $116M | 4,818 | 19.32% | 0.88% | 2 | 3/5 |
Offices run from other states
| Credit union | Based in | Offices here | Total assets | Net worth |
|---|---|---|---|---|
| Navy Federal Credit Union | VA | 3 | $204.4B | 11.65% |
| American Airlines Federal Credit Union | TX | 3 | $9.50B | 11.68% |
| Red River Employees Federal Credit Union | TX | 2 | $1.58B | 13.86% |
| Farmers Insurance Federal Credit Union | CA | 1 | $1.33B | 9.86% |
| Advancial Federal Credit Union | TX | 1 | $2.39B | 7.98% |
| Lifetime Federal Credit Union | TX | 1 | $55M | 18.45% |
| Texoma Educators Federal Credit Union | TX | 1 | $128M | 14.82% |
| MTC Federal Credit Union | SC | 1 | $303M | 12.73% |
In figures
| Measure | Oklahoma | Federally insured, US |
|---|---|---|
| Credit unions | 52 | 4,214 |
| Members | 1.47M | 146.11M |
| Assets | $22.0B | $2.50T |
| Net worth ratio | 12.74% | 11.42% |
| Delinquency | 0.91% | 0.96% |
| Same-charter members, 12 months | +1.24% | n/a |
| Same-charter assets, 12 months | +3.68% | n/a |
| Filers a year earlier | 53 | n/a |
| Federal charters | 43 | 2,649 |
| State charters | 9 | 1,650 |
| Minority depository flag | 3 | 454 |
Who can join
The federal file does not list who may join, and we have not verified the rules of any name on this list. Each one can tell you itself. How to join sets out the steps.