States
Credit unions in Kansas: the best and largest of 62, compared
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All 62 filers based in Kansas, largest first. Sort them by what matters to you.
Credit unions by state, from the federal filings
Kansas: credit unions that match
62
| Their members | 1.35M |
| Their assets | $19.5B |
| First on this sort | CommunityAmerica Federal Credit Union |
| Credit union | Assets | Members | Net worth | Delinq. | Branches | Checks |
|---|---|---|---|---|---|---|
| CommunityAmerica Federal Credit Union (Western)Lenexa | $9.02B | 595K | 9.94% | 2.68% | 78 | 4/5 |
| Credit Union of AmericaWichita | $1.85B | 107K | 12.69% | 0.64% | 16 | 5/5 |
| Mazuma Credit Union (Mazuma Wealth Management)Overland Park | $1.07B | 75K | 10.64% | 1.38% | 10 | 4/5 |
| Golden Plains Credit UnionGarden City | $1.00B | 91K | 13.21% | 1.06% | 12 | 4/5 |
| Azura Credit UnionTopeka | $852M | 59K | 10.28% | 0.75% | 11 | 3/5 |
| Heartland Credit Union (HCU)Hutchinson | $726M | 41K | 9.79% | 1.20% | 11 | 4/5 |
| Mainstreet Federal Credit Union (Mainstreet Credit Union)Lenexa | $703M | 55K | 9.87% | 0.71% | 9 | 3/5 |
| Envista Federal Credit UnionTopeka | $693M | 50K | 10.77% | 0.31% | 10 | 5/5 |
| Mid American Credit UnionWichita | $532M | 47K | 8.94% | 0.47% | 9 | 5/5 |
| Skyward Credit UnionWichita | $467M | 22K | 9.94% | 0.86% | 7 | 4/5 |
NCUA Call Report, June 30, 2026. Delinquency: loans two or more months late, as a share of loans. Checks: our own five data checks, not an NCUA rating; membership rules are not in this file, so confirm them with the credit union. Everything you enter stays in this browser: nothing is sent or stored.
62 credit unions based in Kansas filed 1.35M members and $19.5B in assets with the National Credit Union Administration for June 30, 2026. Kansas delinquency, 1.71%, is one of the highest state rates in the file and well above the national figure. CommunityAmerica Federal Credit Union in Lenexa leads with $9.02B, and Credit Union of America in Wichita and Mazuma Credit Union in Overland Park follow. Combined net worth, 10.91%, sits near the national 11.42%. Late payments run ahead of the country, with 1.71% of loans two or more months behind against 0.96%. 30 filers report one branch or none, the 7th highest share. First-lien home loans are only 25.7% of lending, the 8th lowest share. Vehicle loans weigh heavily, 41.4% of the book against 27.5% nationally, and Credit Union of Dodge City goes furthest at 90.8%. Offices by city: Wichita (42), Topeka (19), Kansas City (11), Hutchinson (10), out of 77 places in 49 counties. Gone since last year: CommunityAmerica CU ($5.38B), Meritrust FCU ($2.18B), Freedom 1st FCU ($39M). Latest charter: Catholics United Credit Union, 2005. The file does not say who may join any of them, or why a charter stopped filing.
How much of the state do the three largest hold?
Kansas: top 3 share of assets
61.3%
| Largest: CommunityAmerica Federal Credit Union | |
| Its share | 46.3% |
| At $1 billion or more | 4 |
| Under $50 million | 35 |
Filings read by Radif Partners · Editorial policy · Method and sources
Kansas City and Wichita, with delinquency to watch
Same-charter members rose 36.23% and assets 46.07%, the largest asset rise in the country, because one large charter moved its head office to Kansas during the year, from California. More than half of the 62 filers report under $50 million. Meritrust Credit Union, filed from outside Kansas, reports 13 offices here.
Highest net worth (over $100 million): Farmway CU, 21.95%. Fewest late loans: Envista FCU, 0.31%. CommunityAmerica FCU leads on members, 595K, and branches, 78. Largest member change: CommunityAmerica FCU, +143.30%. Next by assets: Golden Plains CU, Azura CU, Heartland CU, Mainstreet FCU, Envista FCU, Mid American CU. Smallest: Catholics United CU, Sunflower FCU, Quindaro Homes FCU. Largest outside presence: Meritrust CU, from CO, 13 offices.
Credit Union of Dodge City (90.8%) leans most on vehicle loans, Emporia State FCU (67.8%) on first-lien home loans, Credit Union of America (4.6%) on cards. Oldest charters: 1st Kansas CU, 1929; Hutchinson Postal & Community CU, 1929; Reliance CU, 1931. Midwest Regional CU lost the most members in percentage terms, -12.47%, among those over $10 million.
Rank among the 50 states and DC
| Measure | Kansas | Rank | All filers |
|---|---|---|---|
| Vehicle loans, share of loans | 41.4% | 8th highest | 27.5% |
| First-lien home loans, share of loans | 25.7% | 8th lowest | 36.6% |
| Credit cards, share of loans | 3.2% | 13th highest | 4.9% |
| Commercial loans without real estate, share of loans | 1.1% | 15th highest | 0.8% |
| Loans as a share of shares and deposits | 81.9% | 24th lowest | |
| Assets per member | $14,467 | 10th lowest | |
| Members per reported branch | 5,102 | 23rd lowest | |
| Members per employee (full- and part-time) | 350 | 16th lowest | |
| Filers with one branch or none | 48.4% | 7th highest | |
| Three largest names, share of assets | 61.3% | 15th highest | |
| Fall in filer count over 12 months | 3.1% | 24th lowest | |
| Median year a charter opened | 1950 | 10th lowest |
The largest in Kansas
| Credit union | City | Assets | Members | Net worth | Delinq. | Branches | Checks |
|---|---|---|---|---|---|---|---|
| CommunityAmerica Federal Credit Union (Western) | Lenexa | $9.02B | 595K | 9.94% | 2.68% | 78 | 4/5 |
| Credit Union of America | Wichita | $1.85B | 107K | 12.69% | 0.64% | 16 | 5/5 |
| Mazuma Credit Union (Mazuma Wealth Management) | Overland Park | $1.07B | 75K | 10.64% | 1.38% | 10 | 4/5 |
| Golden Plains Credit Union | Garden City | $1.00B | 91K | 13.21% | 1.06% | 12 | 4/5 |
| Azura Credit Union | Topeka | $852M | 59K | 10.28% | 0.75% | 11 | 3/5 |
| Heartland Credit Union (HCU) | Hutchinson | $726M | 41K | 9.79% | 1.20% | 11 | 4/5 |
| Mainstreet Federal Credit Union (Mainstreet Credit Union) | Lenexa | $703M | 55K | 9.87% | 0.71% | 9 | 3/5 |
| Envista Federal Credit Union | Topeka | $693M | 50K | 10.77% | 0.31% | 10 | 5/5 |
| Mid American Credit Union | Wichita | $532M | 47K | 8.94% | 0.47% | 9 | 5/5 |
| Skyward Credit Union | Wichita | $467M | 22K | 9.94% | 0.86% | 7 | 4/5 |
| Wichita Federal Credit Union | Wichita | $280M | 19K | 14.52% | 2.11% | 4 | 4/5 |
| Frontier Community Credit Union | Leavenworth | $210M | 19K | 9.15% | 1.15% | 4 | 4/5 |
| White Eagle Credit Union | Augusta | $199M | 16K | 14.01% | 1.72% | 3 | 4/5 |
| Emporia State Federal Credit Union | Emporia | $147M | 8,201 | 10.74% | 0.49% | 2 | 5/5 |
| Quantum Credit Union | Wichita | $143M | 11K | 11.39% | 0.40% | 4 | 4/5 |
| Kansas State University Federal Credit Union | Manhattan | $140M | 9,800 | 11.00% | 0.95% | 4 | 4/5 |
| Kansas Teachers Community Credit Union | Pittsburg | $125M | 11K | 15.27% | 1.24% | 4 | 3/5 |
| Farmway Credit Union | Beloit | $107M | 7,391 | 21.95% | 0.95% | 4 | 3/5 |
| Credit Union of Dodge City | Dodge City | $103M | 9,875 | 14.32% | 0.53% | 3 | 4/5 |
| Mid-Kansas Credit Union | Moundridge | $84M | 3,820 | 9.35% | 2.34% | 2 | 3/5 |
| Dillon Credit Union | Hutchinson | $80M | 4,544 | 14.00% | 1.11% | 1 | 4/5 |
| SM Federal Credit Union | Mission | $77M | 2,622 | 19.98% | 0.24% | 2 | 5/5 |
| Midwest Regional Credit Union | Kansas City | $72M | 6,564 | 11.06% | 0.63% | 2 | 4/5 |
| Panhandle Federal Credit Union | Wellington | $62M | 3,949 | 16.53% | 0.24% | 3 | 4/5 |
| Ark Valley Credit Union | Arkansas City | $57M | 8,982 | 15.16% | 0.19% | 3 | 4/5 |
Offices run from other states
| Credit union | Based in | Offices here | Total assets | Net worth |
|---|---|---|---|---|
| Meritrust Credit Union | CO | 13 | $4.14B | 8.13% |
| Great Plains Federal Credit Union | MO | 8 | $319M | 13.04% |
| Truity Federal Credit Union | OK | 7 | $1.32B | 8.76% |
| Navy Federal Credit Union | VA | 4 | $204.4B | 11.65% |
| Farmers Insurance Federal Credit Union | CA | 1 | $1.33B | 9.86% |
| Communication Federal Credit Union | OK | 1 | $2.38B | 11.83% |
| Public Safety Credit Union | MO | 1 | $191M | 12.72% |
| Nova Credit Union | NC | 1 | $121M | 17.65% |
| K.C. Area Credit Union | MO | 1 | $11M | 17.20% |
| United Consumers Credit Union | MO | 1 | $217M | 11.97% |
| Unity One Credit Union | TX | 1 | $276M | 8.39% |
In figures
| Measure | Kansas | Federally insured, US |
|---|---|---|
| Credit unions | 62 | 4,214 |
| Members | 1.35M | 146.11M |
| Assets | $19.5B | $2.50T |
| Net worth ratio | 10.91% | 11.42% |
| Delinquency | 1.71% | 0.96% |
| Same-charter members, 12 months | +36.23% | n/a |
| Same-charter assets, 12 months | +46.07% | n/a |
| Filers a year earlier | 64 | n/a |
| Federal charters | 17 | 2,649 |
| State charters | 45 | 1,650 |
| Minority depository flag | 0 | 454 |
Who can join
The federal file does not list who may join, and we have not verified the rules of any name on this list. Each one can tell you itself. How to join sets out the steps.