States
Credit unions in Mississippi: the best and largest of 55, compared
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All 55 filers based in Mississippi, largest first. Sort them by what matters to you.
Credit unions by state, from the federal filings
Mississippi: credit unions that match
55
| Their members | 826K |
| Their assets | $9.86B |
| First on this sort | Keesler Federal Credit Union |
| Credit union | Assets | Members | Net worth | Delinq. | Branches | Checks |
|---|---|---|---|---|---|---|
| Keesler Federal Credit UnionBiloxi | $5.30B | 397K | 12.81% | 1.04% | 55 | 4/5 |
| Hope Federal Credit Union (Hope Credit Union)Jackson | $881M | 50K | 16.18% | 1.96% | 17 | 4/5 |
| Mutual Federal Credit Union (Mutual Credit Union)Vicksburg | $529M | 43K | 13.98% | 1.08% | 11 | 4/5 |
| Navigator Federal Credit Union (NCU Wealth Management)Moss Point | $407M | 48K | 17.98% | 0.38% | 13 | 5/5 |
| Singing River Federal Credit UnionMoss Point | $397M | 34K | 11.41% | 0.55% | 8 | 5/5 |
| Sunbelt Federal Credit UnionHattiesburg | $366M | 35K | 16.22% | 0.39% | 11 | 4/5 |
| Statewide Federal Credit UnionFlowood | $211M | 24K | 9.51% | 0.59% | 4 | 5/5 |
| Magnolia Federal Credit UnionJackson | $186M | 21K | 23.43% | 0.55% | 5 | 4/5 |
| Rivertrust Federal Credit UnionPearl | $168M | 7,673 | 19.27% | 0.60% | 3 | 5/5 |
| Centuryfirst Federal Credit Union (Southern Mississippi FCU)Hattiesburg | $145M | 16K | 13.86% | 1.80% | 7 | 4/5 |
NCUA Call Report, June 30, 2026. Delinquency: loans two or more months late, as a share of loans. Checks: our own five data checks, not an NCUA rating; membership rules are not in this file, so confirm them with the credit union. Everything you enter stays in this browser: nothing is sent or stored.
55 credit unions based in Mississippi filed 826K members and $9.86B in assets with the National Credit Union Administration for June 30, 2026. Mississippi’s aggregate net worth ratio of 13.25% ranks near the top of the country. Keesler Federal Credit Union in Biloxi holds $5.30B, more than half of the state’s credit union assets, and Hope Federal Credit Union, a community development lender, comes next. Capital runs high: the combined net worth ratio is 13.25% against 11.42% nationwide. Loans two months late or worse come to 1.12%, close to the national 0.96%. 2 federally insured filers report net worth under the 7% line of the federal capital rule. The median charter opened in 1961, 1st latest of the 50 states and DC. Assets per member come to $11,935, the 2nd lowest figure. Vehicle loans weigh heavily, 43.3% of the book against 27.5% nationally, and Magnolia Federal Credit Union goes furthest at 72.0%. Offices by city: Jackson (17), Gulfport (13), Hattiesburg (10), Columbus (7), out of 74 places in 48 counties. Gone since last year: Securtrust FCU ($48M). Latest charter: First Unity Federal Credit Union, 2014. The file does not say who may join any of them, or why a charter stopped filing.
Offices of credit unions based elsewhere
Mississippi: all member-service offices
188
| Of credit unions based elsewhere | 25 |
| Number of those credit unions | 17 |
| Based in the state | 55 |
Filings read by Radif Partners · Editorial policy · Method and sources
One Gulf Coast giant, and strong ratios
Every filer holds a federal charter, 55 in all, and 37 report under $50 million. Delinquency at 1.12% is above the national rate. Twelve carry the minority depository flag. Assets rose 14.31% at the same charters. The outside total is small at 25 offices.
Highest net worth (over $100 million): Magnolia FCU, 23.43%. Fewest late loans: Members Exchange FCU, 0.37%. Keesler FCU leads on members, 397K, and branches, 55. Largest member change: Centuryfirst FCU, +25.81%. Next by assets: Navigator FCU, Singing River FCU, Sunbelt FCU, Statewide FCU, Magnolia FCU, Rivertrust FCU. Smallest: Citizens Choice FCU, Issaquena County FCU, Natchez Educators FCU. Under 7% net worth: Jackson Area FCU, Citizens Choice FCU. Minority depository flag: Hope FCU, Members Exchange FCU, Jackson Area FCU, Mississippi Public Employees FCU and 8 more. Largest outside presence: Navy FCU, from VA, 5 offices.
Magnolia FCU (72.0%) leans most on vehicle loans, Gulf Coast Community FCU (49.6%) on first-lien home loans, Triangle FCU (4.6%) on cards. Oldest charters: Mutual FCU, 1931; Meridian Postal FCU, 1932; Vicksburg Railroad FCU, 1934. Magnolia FCU lost the most members in percentage terms, -19.49%, among those over $10 million.
Rank among the 50 states and DC
| Measure | Mississippi | Rank | All filers |
|---|---|---|---|
| Vehicle loans, share of loans | 43.3% | 6th highest | 27.5% |
| First-lien home loans, share of loans | 30.6% | 21st lowest | 36.6% |
| Credit cards, share of loans | 3.1% | 18th highest | 4.9% |
| Commercial loans without real estate, share of loans | 0.7% | 19th lowest | 0.8% |
| Loans as a share of shares and deposits | 83.3% | 24th highest | |
| Assets per member | $11,935 | 2nd lowest | |
| Members per reported branch | 3,878 | 9th lowest | |
| Members per employee (full- and part-time) | 351 | 17th lowest | |
| Filers with one branch or none | 45.5% | 11th highest | |
| Three largest names, share of assets | 68.1% | 12th highest | |
| Fall in filer count over 12 months | 1.8% | 16th lowest | |
| Median year a charter opened | 1961 | Highest |
The largest in Mississippi
| Credit union | City | Assets | Members | Net worth | Delinq. | Branches | Checks |
|---|---|---|---|---|---|---|---|
| Keesler Federal Credit Union | Biloxi | $5.30B | 397K | 12.81% | 1.04% | 55 | 4/5 |
| Hope Federal Credit Union (Hope Credit Union) | Jackson | $881M | 50K | 16.18% | 1.96% | 17 | 4/5 |
| Mutual Federal Credit Union (Mutual Credit Union) | Vicksburg | $529M | 43K | 13.98% | 1.08% | 11 | 4/5 |
| Navigator Federal Credit Union (NCU Wealth Management) | Moss Point | $407M | 48K | 17.98% | 0.38% | 13 | 5/5 |
| Singing River Federal Credit Union | Moss Point | $397M | 34K | 11.41% | 0.55% | 8 | 5/5 |
| Sunbelt Federal Credit Union | Hattiesburg | $366M | 35K | 16.22% | 0.39% | 11 | 4/5 |
| Statewide Federal Credit Union | Flowood | $211M | 24K | 9.51% | 0.59% | 4 | 5/5 |
| Magnolia Federal Credit Union | Jackson | $186M | 21K | 23.43% | 0.55% | 5 | 4/5 |
| Rivertrust Federal Credit Union | Pearl | $168M | 7,673 | 19.27% | 0.60% | 3 | 5/5 |
| Centuryfirst Federal Credit Union (Southern Mississippi FCU) | Hattiesburg | $145M | 16K | 13.86% | 1.80% | 7 | 4/5 |
| Members Exchange Federal Credit Union | Ridgeland | $144M | 12K | 21.21% | 0.37% | 3 | 4/5 |
| Triangle Federal Credit Union | Columbus | $129M | 12K | 11.00% | 1.16% | 5 | 3/5 |
| Gulf Coast Community Federal Credit Union | Gulfport | $126M | 12K | 17.70% | 1.22% | 4 | 4/5 |
| Ferguson Federal Credit Union | Monticello | $94M | 10K | 9.63% | 3.79% | 7 | 2/5 |
| 1st Mississippi Federal Credit Union (1st Mississippi FCU) | Meridian | $83M | 11K | 28.51% | 0.79% | 2 | 4/5 |
| Meridian Mutual Federal Credit Union | Meridian | $71M | 7,674 | 12.43% | 1.19% | 2 | 4/5 |
| Eagle Express Federal Credit Union | Jackson | $67M | 3,848 | 20.32% | 1.13% | 1 | 2/5 |
| Jackson Area Federal Credit Union | Jackson | $61M | 16K | -145.36% | 1.49% | 3 | 2/5 |
| Mississippi National Guard Federal Credit Union | Jackson | $43M | 2,980 | 8.76% | 1.53% | 1 | 4/5 |
| Brightview Federal Credit Union | Ridgeland | $38M | 4,613 | 16.25% | 0.75% | 3 | 3/5 |
| Camp Shelby Federal Credit Union | Hattiesburg | $32M | 3,066 | 23.89% | 0.83% | 2 | 4/5 |
| Meridian Mississippi Ang Federal Credit Union | Meridian | $31M | 1,639 | 14.61% | 1.57% | 1 | 4/5 |
| Mississippi Public Employees Federal Credit Union | Jackson | $29M | 5,131 | 18.15% | 0.10% | 2 | 4/5 |
| ECM Federal Credit Union | Ridgeland | $29M | 2,304 | 14.87% | 0.66% | 1 | 4/5 |
| Gulf Trust Federal Credit Union | Pascagoula | $26M | 2,724 | 21.75% | 0.03% | 1 | 4/5 |
Offices run from other states
| Credit union | Based in | Offices here | Total assets | Net worth |
|---|---|---|---|---|
| Navy Federal Credit Union | VA | 5 | $204.4B | 11.65% |
| Red River Employees Federal Credit Union | TX | 2 | $1.58B | 13.86% |
| Southern Security Federal Credit Union | TN | 2 | $252M | 10.11% |
| F A A Federal Credit Union | TN | 2 | $131M | 18.64% |
| Riverland Federal Credit Union | LA | 2 | $320M | 15.84% |
| The New Orleans Firemen's Federal Credit Union | LA | 1 | $284M | 11.72% |
| Zellco Federal Credit Union | LA | 1 | $94M | 31.85% |
| Fort Financial Federal Credit Union | IN | 1 | $397M | 11.81% |
| Healthnet Federal Credit Union | TN | 1 | $58M | 13.24% |
| CommunityAmerica Federal Credit Union | KS | 1 | $9.02B | 9.94% |
| All in Federal Credit Union | AL | 1 | $3.73B | 10.09% |
| Veritas Federal Credit Union | TN | 1 | $57M | 7.99% |
In figures
| Measure | Mississippi | Federally insured, US |
|---|---|---|
| Credit unions | 55 | 4,214 |
| Members | 826K | 146.11M |
| Assets | $9.86B | $2.50T |
| Net worth ratio | 13.25% | 11.42% |
| Delinquency | 1.12% | 0.96% |
| Same-charter members, 12 months | +8.92% | n/a |
| Same-charter assets, 12 months | +14.31% | n/a |
| Filers a year earlier | 56 | n/a |
| Federal charters | 55 | 2,649 |
| State charters | 0 | 1,650 |
| Minority depository flag | 12 | 454 |
Who can join
We read these rules on the credit union’s own page. Hope Federal Credit Union: Open to individuals and organizations who join Hope Enterprise Corporation. The membership fee is $10, of which $5 goes to that corporation. (hopecu.org/join-now, read on November 2, 2026) For every other name on this list, membership is not verified: confirm with the credit union. How to join sets out the steps.