States
Credit unions in District of Columbia: the best and largest of 28, compared
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All 28 filers based in District of Columbia, largest first. Sort them by what matters to you.
Credit unions by state, from the federal filings
District of Columbia: credit unions that match
28
| Their members | 317K |
| Their assets | $11.7B |
| First on this sort | Bank Fund Staff Federal Credit Union |
| Credit union | Assets | Members | Net worth | Delinq. | Branches | Checks |
|---|---|---|---|---|---|---|
| Bank Fund Staff Federal Credit Union (BFSFCU)Washington | $7.06B | 105K | 13.64% | 0.42% | 4 | 5/5 |
| Wright Patman Congressional Federal Credit UnionOakton | $1.29B | 52K | 11.04% | 1.62% | 6 | 4/5 |
| IDB Global Federal Credit UnionWashington | $842M | 14K | 12.34% | 0.13% | 1 | 5/5 |
| Department of Commerce Federal Credit UnionWashington | $739M | 29K | 5.41% | 1.75% | 2 | 2/5 |
| Library of Congress Federal Credit Union (Americas Credit Unions)Hyattsville | $338M | 9,954 | 16.65% | 0.53% | 3 | 4/5 |
| O.A.S. Staff Federal Credit UnionWashington | $282M | 8,722 | 7.63% | 2.58% | 1 | 3/5 |
| Department of the Interior Federal Credit UnionWashington | $268M | 19K | 7.49% | 1.09% | 2 | 3/5 |
| Treasury Department Federal Credit UnionWashington | $177M | 11K | 10.33% | 1.86% | 6 | 3/5 |
| Dept of Labor Federal Credit Union (Labor CU)Washington | $138M | 8,720 | 7.82% | 0.59% | 3 | 4/5 |
| F R B Federal Credit UnionWashington | $123M | 5,748 | 9.38% | 1.41% | 2 | 4/5 |
NCUA Call Report, June 30, 2026. Delinquency: loans two or more months late, as a share of loans. Checks: our own five data checks, not an NCUA rating; membership rules are not in this file, so confirm them with the credit union. Everything you enter stays in this browser: nothing is sent or stored.
28 credit unions based in District of Columbia filed 317K members and $11.7B in assets with the National Credit Union Administration for June 30, 2026. The District’s 28 credit unions are mostly named for institutions rather than neighborhoods. Bank Fund Staff Federal Credit Union reports $7.06B for just 105K members, and Wright Patman Congressional Federal Credit Union and IDB Global Federal Credit Union carry congressional and international development names. Capital runs high: the combined net worth ratio is 12.29% against 11.42% nationwide. Loans two months late or worse come to 0.82%, close to the national 0.96%. One federally insured filer reports net worth under the 7% line of the federal capital rule. Assets per member come to $37,109, the highest figure. First-lien home loans are 73.1% of lending, the highest share, and IDB Global Federal Credit Union reaches 87.1%. Vehicle loans count for little, 6.3% of loans against 27.5% nationally, the lowest share. Washington holds 77 of the 78 offices. Gone since last year: HUD FCU ($45M). Latest charter: Phi Beta Sigma Federal Credit Union, 1986, with none since 2000. The file does not say who may join any of them, or why a charter stopped filing.
One state at a glance
District of Columbia: credit unions based here
28
| Members | 317K |
| Assets | $11.7B |
| Net worth ratio | 12.29% |
| Delinquency | 0.82% |
| Offices in the state | 78 |
Filings read by Radif Partners · Editorial policy · Method and sources
Institutions rather than neighborhoods
Assets per member are therefore unusually high, and many of these fields of membership look narrow. 13 of the 28 carry the minority depository flag, a high share. 23 credit unions based elsewhere report 39 offices in the District, and Justice Federal Credit Union leads them with 5.
Highest net worth (over $100 million): Library of Congress FCU, 16.65%. Fewest late loans: IDB Global FCU, 0.13%. Most branches: Wright Patman Congressional FCU, 6. Most members: Bank Fund Staff FCU, 105K. Largest member change: IDB Global FCU, +9.86%. Next by assets: Department of Commerce FCU, Library of Congress FCU, O.A.S. Staff FCU, Department of the Interior FCU, Treasury Department FCU, Dept of Labor FCU. Smallest: Mt Gilead FCU, John Wesley Ame Zion Church FCU, PMI Employees FCU. Under 7% net worth: Department of Commerce FCU. Minority depository flag: IDB Global FCU, O.A.S. Staff FCU, Dept of Labor FCU, DC FCU and 9 more. Largest outside presence: Justice FCU, from VA, 5 offices.
DC FCU (26.3%) leans most on vehicle loans, IDB Global FCU (87.1%) on first-lien home loans, Advantage Financial FCU (6.7%) on cards. Oldest charters: Library of Congress FCU, 1935; Department of the Interior FCU, 1935; Treasury Department FCU, 1935. Treasury Department FCU lost the most members in percentage terms, -10.34%, among those over $10 million.
Rank among the 50 states and DC
| Measure | District of Columbia | Rank | All filers |
|---|---|---|---|
| Vehicle loans, share of loans | 6.3% | Lowest | 27.5% |
| First-lien home loans, share of loans | 73.1% | Highest | 36.6% |
| Credit cards, share of loans | 3.1% | 17th highest | 4.9% |
| Commercial loans without real estate, share of loans | 0.0% | Lowest | 0.8% |
| Loans as a share of shares and deposits | 68.1% | 5th lowest | |
| Assets per member | $37,109 | Highest | |
| Members per reported branch | 5,365 | 25th highest | |
| Members per employee (full- and part-time) | 336 | 12th lowest | |
| Filers with one branch or none | 50.0% | 5th highest | |
| Three largest names, share of assets | 78.2% | 3rd highest | |
| Fall in filer count over 12 months | 3.4% | 26th highest | |
| Median year a charter opened | 1953 | 19th lowest |
The largest in District of Columbia
| Credit union | City | Assets | Members | Net worth | Delinq. | Branches | Checks |
|---|---|---|---|---|---|---|---|
| Bank Fund Staff Federal Credit Union (BFSFCU) | Washington | $7.06B | 105K | 13.64% | 0.42% | 4 | 5/5 |
| Wright Patman Congressional Federal Credit Union | Oakton | $1.29B | 52K | 11.04% | 1.62% | 6 | 4/5 |
| IDB Global Federal Credit Union | Washington | $842M | 14K | 12.34% | 0.13% | 1 | 5/5 |
| Department of Commerce Federal Credit Union | Washington | $739M | 29K | 5.41% | 1.75% | 2 | 2/5 |
| Library of Congress Federal Credit Union (Americas Credit Unions) | Hyattsville | $338M | 9,954 | 16.65% | 0.53% | 3 | 4/5 |
| O.A.S. Staff Federal Credit Union | Washington | $282M | 8,722 | 7.63% | 2.58% | 1 | 3/5 |
| Department of the Interior Federal Credit Union | Washington | $268M | 19K | 7.49% | 1.09% | 2 | 3/5 |
| Treasury Department Federal Credit Union | Washington | $177M | 11K | 10.33% | 1.86% | 6 | 3/5 |
| Dept of Labor Federal Credit Union (Labor CU) | Washington | $138M | 8,720 | 7.82% | 0.59% | 3 | 4/5 |
| F R B Federal Credit Union | Washington | $123M | 5,748 | 9.38% | 1.41% | 2 | 4/5 |
| Advantage Financial Federal Credit Union | Washington | $103M | 8,962 | 12.10% | 1.84% | 5 | 2/5 |
| DC Federal Credit Union (DC Credit Union) | Washington | $89M | 10K | 12.92% | 2.57% | 3 | 4/5 |
| Ep Federal Credit Union | Washington | $71M | 4,040 | 8.56% | 1.20% | 3 | 3/5 |
| District of Columbia Teachers Federal Credit Union | Washington | $49M | 3,698 | 9.23% | 1.42% | 1 | 3/5 |
| AFL CIO Employees Federal Credit Union | Washington | $48M | 5,423 | 12.45% | 0.86% | 1 | 2/5 |
| GSA Federal Credit Union | Washington | $38M | 5,526 | 7.63% | 0.21% | 1 | 5/5 |
| Pepco Federal Credit Union | Washington | $33M | 2,009 | 7.66% | 8.42% | 2 | 3/5 |
| Government Printing Office Federal Credit Union | Washington | $29M | 3,882 | 8.72% | 0.75% | 1 | 3/5 |
| Georgetown University Alumni and St Federal Credit Union | Washington | $14M | 4,421 | 14.16% | 1.61% | 1 | 4/5 |
| D C Fire Department Federal Credit Union | Washington | $6.6M | 1,720 | 25.20% | 1.56% | 1 | 4/5 |
| Lee Federal Credit Union | Gaithersburg | $5.5M | 243 | 50.68% | 0.00% | 1 | 4/5 |
| Mt. Airy Baptist Church Federal Credit Union (MABCFCU) | Washington | $1.1M | 235 | 41.96% | 1.55% | 1 | 3/5 |
| Phi Beta Sigma Federal Credit Union | Washington | $991,158 | 2,056 | 10.06% | 13.69% | 1 | 4/5 |
| Sargent Federal Credit Union | Washington | $258,183 | 391 | 16.32% | 22.05% | 2 | 4/5 |
| Paramount Baptist Church Federal Credit Union | Washington | $173,997 | 212 | 41.36% | 4.68% | 1 | 4/5 |
Offices run from other states
| Credit union | Based in | Offices here | Total assets | Net worth |
|---|---|---|---|---|
| Justice Federal Credit Union | VA | 5 | $1.14B | 12.12% |
| Pentagon Federal Credit Union | VA | 3 | $29.2B | 10.72% |
| Lafayette Federal Credit Union | MD | 3 | $2.08B | 12.44% |
| Navy Federal Credit Union | VA | 3 | $204.4B | 11.65% |
| FedChoice Federal Credit Union | MD | 2 | $469M | 9.42% |
| State Department Federal Credit Union | VA | 2 | $2.94B | 10.78% |
| United States Senate Federal Credit Union | VA | 2 | $1.49B | 7.88% |
| Transportation Federal Credit Union | VA | 2 | $346M | 9.94% |
| NASA Federal Credit Union | MD | 2 | $5.80B | 10.49% |
| Police Federal Credit Union | MD | 2 | $176M | 14.25% |
| Infirst Federal Credit Union | VA | 1 | $186M | 10.02% |
| Democracy Federal Credit Union | VA | 1 | $188M | 6.59% |
In figures
| Measure | District of Columbia | Federally insured, US |
|---|---|---|
| Credit unions | 28 | 4,214 |
| Members | 317K | 146.11M |
| Assets | $11.7B | $2.50T |
| Net worth ratio | 12.29% | 11.42% |
| Delinquency | 0.82% | 0.96% |
| Same-charter members, 12 months | +1.63% | n/a |
| Same-charter assets, 12 months | +2.55% | n/a |
| Filers a year earlier | 29 | n/a |
| Federal charters | 28 | 2,649 |
| State charters | 0 | 1,650 |
| Minority depository flag | 13 | 454 |
Who can join
The federal file does not list who may join, and we have not verified the rules of any name on this list. Each one can tell you itself. How to join sets out the steps.