States
Credit unions in Iowa: the best and largest of 66, compared
Independent site, not the NCUA, a credit union or a bank. General information, not financial advice.
All 66 filers based in Iowa, largest first. Sort them by what matters to you.
Credit unions by state, from the federal filings
Iowa: credit unions that match
66
| Their members | 1.61M |
| Their assets | $35.4B |
| First on this sort | GreenState Credit Union |
| Credit union | Assets | Members | Net worth | Delinq. | Branches | Checks |
|---|---|---|---|---|---|---|
| GreenState Credit UnionNorth Liberty | $10.9B | 359K | 9.03% | 1.24% | 34 | 3/5 |
| Veridian Credit UnionWaterloo | $9.15B | 380K | 11.57% | 0.67% | 34 | 5/5 |
| Dupaco Community Credit UnionDubuque | $3.55B | 182K | 13.33% | 0.77% | 22 | 4/5 |
| Collins Community Credit UnionCedar Rapids | $1.53B | 81K | 7.78% | 2.47% | 9 | 2/5 |
| Dutrac Community Credit UnionDubuque | $1.26B | 55K | 11.64% | 0.74% | 15 | 4/5 |
| Community 1st Credit UnionOttumwa | $1.10B | 73K | 10.50% | 3.14% | 23 | 4/5 |
| Community Choice Credit UnionJohnston | $923M | 54K | 12.74% | 0.57% | 11 | 5/5 |
| Corda Credit UnionCedar Rapids | $776M | 27K | 9.54% | 0.66% | 5 | 5/5 |
| Greater Iowa Credit Union (GiveIowa)Ames | $715M | 38K | 9.69% | 0.96% | 9 | 4/5 |
| Ascentra Credit UnionBettendorf | $596M | 43K | 10.16% | 0.76% | 9 | 3/5 |
NCUA Call Report, June 30, 2026. Delinquency: loans two or more months late, as a share of loans. Checks: our own five data checks, not an NCUA rating; membership rules are not in this file, so confirm them with the credit union. Everything you enter stays in this browser: nothing is sent or stored.
66 credit unions based in Iowa filed 1.61M members and $35.4B in assets with the National Credit Union Administration for June 30, 2026. Sixty-five of Iowa’s 66 credit unions hold state charters, with just one federal, an unusual ratio. GreenState Credit Union in North Liberty and Veridian Credit Union in Waterloo hold most of the state’s assets between them, and with Dupaco Community Credit Union the top three reach 66.9%. Combined net worth, 10.90%, sits near the national 11.42%. Loans two months late or worse come to 1.05%, close to the national 0.96%. One federally insured filer reports net worth under the 7% line of the federal capital rule. Loans equal 97.0% of shares, the 3rd highest ratio. Assets per member come to $21,994, the 4th highest figure. The median charter opened in 1948, 7th earliest of the 50 states and DC. Offices by city: Des Moines (23), Cedar Rapids (22), Waterloo (17), Dubuque (16), out of 93 places in 63 counties. Every Iowa filer of a year ago is still on file. Latest charter: Aegis Credit Union, 1979, with none since 2000. The file does not say who may join any of them, or why a charter stopped filing.
Two states side by side
Credit unions: Iowa and Ohio
66 and 192
| Members | 1.61M / 3.32M |
| Assets | $35.4B / $50.5B |
| Net worth ratio | 10.90% / 11.52% |
| Delinquency | 1.05% / 0.88% |
| Top 3 share of assets | 66.9% / 32.2% |
Filings read by Radif Partners · Editorial policy · Method and sources
A state-charter state with a large aggregate
Iowa delinquency, 1.05%, sits slightly above the national rate. The filer count held at 66, a rare steady figure. Empeople Credit Union is the largest outside presence with 11 offices. All state-chartered filers here report as federally insured in the June file, which you can confirm for any name in the check tool.
Highest net worth (over $100 million): Citizens Community CU, 19.14%. Fewest late loans: CENT CU, 0.20%. Most branches: GreenState CU, 34. Most members: Veridian CU, 380K. Largest member change: Veridian CU, +5.73%. Next by assets: Collins Community CU, Dutrac Community CU, Community 1st CU, Community Choice CU, Corda CU, Greater Iowa CU. Smallest: St. Ludmila's CU, St. Athanasius CU, S E C U CU. Under 7% net worth: Teamsters Local #238 CU. Largest outside presence: Empeople CU, from IL, 11 offices.
Citizens Community CU (88.9%) leans most on vehicle loans, First FCU (67.6%) on first-lien home loans, Affinity CU (4.3%) on cards. Oldest charters: First Class Community CU, 1925; First FCU, 1926; Dubuque Postal Employees CU, 1927. Peoples CU lost the most members in percentage terms, -16.26%, among those over $10 million.
Rank among the 50 states and DC
| Measure | Iowa | Rank | All filers |
|---|---|---|---|
| Vehicle loans, share of loans | 28.9% | 23rd lowest | 27.5% |
| First-lien home loans, share of loans | 35.0% | 21st highest | 36.6% |
| Credit cards, share of loans | 2.4% | 22nd lowest | 4.9% |
| Commercial loans without real estate, share of loans | 1.3% | 9th highest | 0.8% |
| Loans as a share of shares and deposits | 97.0% | 3rd highest | |
| Assets per member | $21,994 | 4th highest | |
| Members per reported branch | 5,255 | 25th lowest | |
| Members per employee (full- and part-time) | 321 | 8th lowest | |
| Filers with one branch or none | 40.9% | 17th highest | |
| Three largest names, share of assets | 66.9% | 13th highest | |
| Fall in filer count over 12 months | 0.0% | Lowest | |
| Median year a charter opened | 1948 | 7th lowest |
The largest in Iowa
| Credit union | City | Assets | Members | Net worth | Delinq. | Branches | Checks |
|---|---|---|---|---|---|---|---|
| GreenState Credit Union | North Liberty | $10.9B | 359K | 9.03% | 1.24% | 34 | 3/5 |
| Veridian Credit Union | Waterloo | $9.15B | 380K | 11.57% | 0.67% | 34 | 5/5 |
| Dupaco Community Credit Union | Dubuque | $3.55B | 182K | 13.33% | 0.77% | 22 | 4/5 |
| Collins Community Credit Union | Cedar Rapids | $1.53B | 81K | 7.78% | 2.47% | 9 | 2/5 |
| Dutrac Community Credit Union | Dubuque | $1.26B | 55K | 11.64% | 0.74% | 15 | 4/5 |
| Community 1st Credit Union | Ottumwa | $1.10B | 73K | 10.50% | 3.14% | 23 | 4/5 |
| Community Choice Credit Union | Johnston | $923M | 54K | 12.74% | 0.57% | 11 | 5/5 |
| Corda Credit Union | Cedar Rapids | $776M | 27K | 9.54% | 0.66% | 5 | 5/5 |
| Greater Iowa Credit Union (GiveIowa) | Ames | $715M | 38K | 9.69% | 0.96% | 9 | 4/5 |
| Ascentra Credit Union | Bettendorf | $596M | 43K | 10.16% | 0.76% | 9 | 3/5 |
| Premier Credit Union | Des Moines | $383M | 17K | 8.59% | 1.09% | 6 | 3/5 |
| MEMBERS1ST Community Credit Union | Marshalltown | $311M | 18K | 9.54% | 0.88% | 7 | 4/5 |
| Citizens Community Credit Union | Fort Dodge | $254M | 14K | 19.14% | 0.73% | 8 | 3/5 |
| The Family Credit Union | Davenport | $253M | 19K | 13.99% | 1.10% | 10 | 3/5 |
| Cedar Falls Community Credit Union | Cedar Falls | $252M | 8,645 | 15.87% | 0.78% | 3 | 3/5 |
| Financial Plus Credit Union | West Des Moines | $242M | 12K | 14.28% | 1.03% | 4 | 3/5 |
| Employees Credit Union | Estherville | $203M | 9,171 | 18.96% | 3.25% | 2 | 4/5 |
| Aim Credit Union | Dubuque | $201M | 14K | 13.12% | 0.60% | 5 | 4/5 |
| First Federal Credit Union | Hiawatha | $175M | 9,947 | 7.29% | 0.88% | 8 | 2/5 |
| 1st Gateway Credit Union | Camanche | $171M | 10K | 14.08% | 0.35% | 7 | 4/5 |
| CENT Credit Union | Mason City | $166M | 12K | 12.73% | 0.20% | 4 | 5/5 |
| Telco Triad Community Credit Union | Sioux City | $160M | 16K | 12.21% | 0.45% | 6 | 5/5 |
| Affinity Credit Union | Des Moines | $154M | 12K | 12.15% | 0.35% | 2 | 4/5 |
| North Star Community Credit Union | Cherokee | $149M | 12K | 9.83% | 0.54% | 3 | 3/5 |
| North Iowa Community Credit Union | Mason City | $128M | 11K | 9.75% | 1.00% | 2 | 3/5 |
Offices run from other states
| Credit union | Based in | Offices here | Total assets | Net worth |
|---|---|---|---|---|
| Empeople Credit Union | IL | 11 | $2.26B | 8.31% |
| I. H. Mississippi Valley Credit Union | IL | 6 | $2.30B | 9.12% |
| R.I.A. Federal Credit Union | IL | 4 | $749M | 9.89% |
| Siouxland Federal Credit Union | NE | 4 | $352M | 12.21% |
| Centris Federal Credit Union | NE | 2 | $1.49B | 9.49% |
| Levo Federal Credit Union | SD | 1 | $516M | 11.50% |
| U.P. Connection Federal Credit Union | NE | 1 | $34M | 12.27% |
| Cobalt Federal Credit Union | NE | 1 | $1.33B | 9.15% |
| City & County Credit Union | MN | 1 | $1.17B | 12.08% |
| Vibrant Credit Union | IL | 1 | $1.19B | 8.04% |
| Fox Valley Credit Union | IL | 1 | $46M | 15.81% |
| Marine Credit Union | WI | 1 | $1.14B | 12.19% |
In figures
| Measure | Iowa | Federally insured, US |
|---|---|---|
| Credit unions | 66 | 4,214 |
| Members | 1.61M | 146.11M |
| Assets | $35.4B | $2.50T |
| Net worth ratio | 10.90% | 11.42% |
| Delinquency | 1.05% | 0.96% |
| Same-charter members, 12 months | -0.32% | n/a |
| Same-charter assets, 12 months | +4.25% | n/a |
| Filers a year earlier | 66 | n/a |
| Federal charters | 1 | 2,649 |
| State charters | 65 | 1,650 |
| Minority depository flag | 0 | 454 |
Who can join
The federal file does not list who may join, and we have not verified the rules of any name on this list. Each one can tell you itself. How to join sets out the steps.