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Credit unions in Nebraska: the best and largest of 50, compared

Independent site, not the NCUA, a credit union or a bank. General information, not financial advice.

All 50 filers based in Nebraska, largest first. Sort them by what matters to you.

Credit unions by state, from the federal filings

Nebraska: credit unions that match

50

Their members554K
Their assets$6.99B
First on this sortCentris Federal Credit Union
Credit unionAssetsMembersNet worthDelinq.BranchesChecks
Centris Federal Credit UnionOmaha$1.49B130K9.49%1.53%163/5
Cobalt Federal Credit Union (SAC FEDERAL CREDIT UNION)Papillion$1.33B115K9.15%0.80%193/5
Metro CU (Metro Credit Union)Omaha$646M45K12.76%0.25%55/5
Liberty First Credit UnionLincoln$523M36K15.08%0.79%74/5
Siouxland Federal Credit UnionSouth Sioux City$352M26K12.21%0.43%74/5
Nebraska Energy Federal Credit UnionColumbus$328M12K19.32%0.05%14/5
First Nebraska Credit UnionOmaha$184M16K15.71%0.90%53/5
Lincone Federal Credit UnionLincoln$184M17K12.67%0.58%34/5
Four Points Federal Credit UnionOmaha$165M8,7573.57%1.24%22/5
Trius Federal Credit UnionKearney$152M21K10.57%1.32%34/5

NCUA Call Report, June 30, 2026. Delinquency: loans two or more months late, as a share of loans. Checks: our own five data checks, not an NCUA rating; membership rules are not in this file, so confirm them with the credit union. Everything you enter stays in this browser: nothing is sent or stored.

50 credit unions based in Nebraska filed 554K members and $6.99B in assets with the National Credit Union Administration for June 30, 2026. The two largest Nebraska filers, Centris Federal Credit Union in Omaha and Cobalt Federal Credit Union in nearby Papillion, are very close in size, and Metro CU is also in Omaha. Together they hold 49.7% of the state’s credit union assets. Combined net worth, 11.76%, sits near the national 11.42%. Loans two months late or worse come to 0.95%, close to the national 0.96%. One federally insured filer reports net worth under the 7% line of the federal capital rule. Assets per member come to $12,621, the 3rd lowest figure. Credit cards are a small line, 1.3% of loans, the 3rd lowest share. The median charter opened in 1949, 9th earliest of the 50 states and DC. Offices by city: Omaha (52), Lincoln (19), Papillion (7), Columbus (4), out of 36 places in 23 counties. Every Nebraska filer of a year ago is still on file. Latest charter: Nebraska Rural Community Federal Credit Union, 2003. The file does not say who may join any of them, or why a charter stopped filing.

Two states side by side

Credit unions: Nebraska and Ohio

50 and 192

Members554K / 3.32M
Assets$6.99B / $50.5B
Net worth ratio11.76% / 11.52%
Delinquency0.95% / 0.88%
Top 3 share of assets49.7% / 32.2%
See all 51 in a table →

Filings read by Radif Partners · Editorial policy · Method and sources

Omaha at the top and small charters elsewhere

Same-charter members fell 2.82% in twelve months, one of the larger declines, and 27 of 50 filers report under $50 million. Federal charters lead, 40 to 10. One filer reports under 7% on net worth. Iowa’s Veridian Credit Union has 6 offices in the state, the largest outside presence.

Highest net worth (over $100 million): Nebraska Energy FCU, 19.32%. Fewest late loans: Nebraska Energy FCU, 0.05%. Most branches: Cobalt FCU, 19. Most members: Centris FCU, 130K. Largest member change: Four Points FCU, +14.89%. Next by assets: Liberty First CU, Siouxland FCU, Nebraska Energy FCU, First Nebraska CU, Lincone FCU, Four Points FCU. Smallest: Our Family Social CU, Eddyville Cooperative CU, Nebraska Rural Community FCU. Under 7% net worth: Four Points FCU. Largest outside presence: Veridian CU, from IA, 6 offices.

Membersown CU (56.9%) leans most on vehicle loans, Nebraska Energy FCU (67.0%) on first-lien home loans, University of Nebraska FCU (10.7%) on cards. Oldest charters: Family Focus FCU, 1931; Centris FCU, 1934; Four Points FCU, 1934. Gallup FCU lost the most members in percentage terms, -23.92%, among those over $10 million.

Rank among the 50 states and DC

Computed from the NCUA Call Report of June 30, 2026 for filers based in each state. Home loans: 1-4 family first lien. Commercial: loans not secured by real estate. A filer named for a share has $50 million or more in loans, or is any filer where none reaches that.
MeasureNebraskaRankAll filers
Vehicle loans, share of loans38.2%13th highest27.5%
First-lien home loans, share of loans27.4%11th lowest36.6%
Credit cards, share of loans1.3%3rd lowest4.9%
Commercial loans without real estate, share of loans0.9%26th highest0.8%
Loans as a share of shares and deposits84.7%19th highest
Assets per member$12,6213rd lowest
Members per reported branch4,10012th lowest
Members per employee (full- and part-time)37817th highest
Filers with one branch or none46.0%10th highest
Three largest names, share of assets49.7%23rd highest
Fall in filer count over 12 months0.0%Lowest
Median year a charter opened19499th lowest

The largest in Nebraska

25 largest of 50, by assets, NCUA Call Report of June 30, 2026. Checks: our own five data checks, not an NCUA rating.
Credit unionCityAssetsMembersNet worthDelinq.BranchesChecks
Centris Federal Credit UnionOmaha$1.49B130K9.49%1.53%163/5
Cobalt Federal Credit Union (SAC FEDERAL CREDIT UNION)Papillion$1.33B115K9.15%0.80%193/5
Metro CU (Metro Credit Union)Omaha$646M45K12.76%0.25%55/5
Liberty First Credit UnionLincoln$523M36K15.08%0.79%74/5
Siouxland Federal Credit UnionSouth Sioux City$352M26K12.21%0.43%74/5
Nebraska Energy Federal Credit UnionColumbus$328M12K19.32%0.05%14/5
First Nebraska Credit UnionOmaha$184M16K15.71%0.90%53/5
Lincone Federal Credit UnionLincoln$184M17K12.67%0.58%34/5
Four Points Federal Credit UnionOmaha$165M8,7573.57%1.24%22/5
Trius Federal Credit UnionKearney$152M21K10.57%1.32%34/5
University of Nebraska Federal Credit UnionLincoln$131M11K10.72%1.09%33/5
Mutual First Federal Credit Union (Mutual 1st Federal)Omaha$125M10K7.98%2.17%33/5
Omaha Federal Credit UnionOmaha$118M8,23415.29%1.05%53/5
Membersown Credit UnionLincoln$109M8,97914.11%0.91%23/5
OneNebraska Federal Credit UnionColumbus$107M8,37910.72%1.04%33/5
Archer Cooperative Credit UnionArcher$103M4,89510.64%0.85%44/5
Omaha Police Federal Credit Union (Police Federal CU *Omaha)Omaha$95M6,2369.92%0.01%25/5
Omaha Firefighters Credit UnionOmaha$76M3,61617.54%0.04%24/5
Lincoln Public School Employees Federal Credit UnionLincoln$74M3,68411.93%1.52%14/5
Kellogg Midwest Federal Credit Union (Kellogg Credit Union)Lavista$56M2,47421.48%1.23%22/5
Spirit of America Federal Credit UnionLincoln$53M3,54012.87%0.01%14/5
Consumers Cooperative Federal Credit UnionAlliance$52M3,46520.55%1.41%14/5
Hastings Federal Credit UnionHastings$52M5,19620.78%0.36%14/5
Family Focus Federal Credit UnionOmaha$44M3,09313.21%3.37%23/5
North Platte Union Pacific Employee Credit UnionNorth Platte$43M3,95616.48%0.75%23/5

Offices run from other states

7 credit unions based elsewhere report 16 member-service offices in Nebraska; the largest presences are shown.
Credit unionBased inOffices hereTotal assetsNet worth
Veridian Credit UnionIA6$9.15B11.57%
Pentagon Federal Credit UnionVA3$29.2B10.72%
Meridian Trust Federal Credit UnionWY2$731M12.92%
GreenState Credit UnionIA2$10.9B9.03%
Holyoke Community Federal Credit UnionCO1$50M8.31%
Navy Federal Credit UnionVA1$204.4B11.65%
The Family Credit UnionIA1$253M13.99%

In figures

State column: every filer based in Nebraska, whether federally insured or not.
MeasureNebraskaFederally insured, US
Credit unions504,214
Members554K146.11M
Assets$6.99B$2.50T
Net worth ratio11.76%11.42%
Delinquency0.95%0.96%
Same-charter members, 12 months-2.82%n/a
Same-charter assets, 12 months+2.92%n/a
Filers a year earlier50n/a
Federal charters402,649
State charters101,650
Minority depository flag0454

Who can join

The federal file does not list who may join, and we have not verified the rules of any name on this list. Each one can tell you itself. How to join sets out the steps.

Questions people ask

What is the largest credit union in Nebraska?

Centris FCU, in Omaha: $1.49B, 130K members, 9.49% net worth on June 30, 2026. After it: Cobalt FCU of Papillion ($1.33B), Metro CU of Omaha ($646M), Liberty First CU of Lincoln ($523M), Siouxland FCU of South Sioux City ($352M), Nebraska Energy FCU of Columbus ($328M), First Nebraska CU of Omaha ($184M), Lincone FCU of Lincoln ($184M). Top three: 49.7% of assets.

Which Nebraska credit union has the fewest late loans?

Nebraska Energy FCU, 0.05%, among filers over $100 million at 7% net worth or better. Next: Metro CU (0.25%), Siouxland FCU (0.43%), Lincone FCU (0.58%), Liberty First CU (0.79%), Cobalt FCU (0.80%), Archer Cooperative CU (0.85%), First Nebraska CU (0.90%), Membersown CU (0.91%), OneNebraska FCU (1.04%), Omaha FCU (1.05%), University of Nebraska FCU (1.09%), Trius FCU (1.32%). Most: Mutual First FCU, 2.17%.

Which Nebraska credit unions report the lowest net worth ratio?

1 federally insured under 7%. Lowest: Four Points FCU (3.57%), Electrical Workers No 22 FCU (7.43%), Mutual First FCU (7.98%), Box Butte Public Employees FCU (8.27%), Northeast Nebraska FCU (8.87%), Local 265 IBEW FCU (9.07%), Cobalt FCU (9.15%), Union Pacific Streamliner FCU (9.30%), Centris FCU (9.49%), Our Family Social CU (9.49%), First Lincoln FCU (9.78%). Highest: Roberts Dairy Employees FCU, 43.72%.

Where are the credit union offices in Nebraska?

128 member-service offices: Omaha 52, Lincoln 19, Papillion 7, Columbus 4. From other states: Veridian CU (IA) 6, Pentagon FCU (VA) 3, Meridian Trust FCU (WY) 2, GreenState CU (IA) 2, Holyoke Community FCU (CO) 1, Navy FCU (VA) 1. Branches in all at the largest: Centris FCU 16, Cobalt FCU 19, Metro CU 5, Liberty First CU 7, Siouxland FCU 7.

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