States
Credit unions in Georgia: the best and largest of 71, compared
Independent site, not the NCUA, a credit union or a bank. General information, not financial advice.
All 71 filers based in Georgia, largest first. Sort them by what matters to you.
Credit unions by state, from the federal filings
Georgia: credit unions that match
71
| Their members | 2.32M |
| Their assets | $37.6B |
| First on this sort | Delta Community Credit Union |
| Credit union | Assets | Members | Net worth | Delinq. | Branches | Checks |
|---|---|---|---|---|---|---|
| Delta Community Credit UnionAtlanta | $9.12B | 547K | 12.58% | 0.22% | 34 | 5/5 |
| Robins Financial Credit UnionWarner Robins | $4.97B | 274K | 17.61% | 0.40% | 23 | 5/5 |
| Georgia's Own Credit UnionAtlanta | $4.22B | 240K | 9.99% | 1.15% | 28 | 2/5 |
| Associated Credit Union (Coca-Cola Credit Union, a division of Associated Credit Union)Norcross | $2.55B | 172K | 13.03% | 0.30% | 19 | 5/5 |
| Georgia United Credit UnionDuluth | $2.53B | 162K | 11.10% | 0.89% | 15 | 4/5 |
| Center Parc Credit UnionAtlanta | $2.42B | 128K | 13.83% | 1.03% | 10 | 4/5 |
| LGE Community Credit UnionAtlanta | $2.41B | 128K | 11.99% | 0.47% | 18 | 5/5 |
| Peach State Federal Credit UnionLawrenceville | $1.12B | 76K | 9.18% | 0.32% | 29 | 4/5 |
| Credit Union of GeorgiaWoodstock | $766M | 37K | 10.46% | 1.00% | 9 | 4/5 |
| Coosa Valley Credit UnionRome | $766M | 52K | 9.53% | 0.61% | 12 | 5/5 |
NCUA Call Report, June 30, 2026. Delinquency: loans two or more months late, as a share of loans. Checks: our own five data checks, not an NCUA rating; membership rules are not in this file, so confirm them with the credit union. Everything you enter stays in this browser: nothing is sent or stored.
71 credit unions based in Georgia filed 2.32M members and $37.6B in assets with the National Credit Union Administration for June 30, 2026. Georgia’s leaders are Delta Community Credit Union in Atlanta, Robins Financial Credit Union in Warner Robins and Georgia's Own Credit Union. The state’s aggregate net worth ratio, 12.81%, is above the national figure and delinquency, at 0.59%, is below it. Capital runs high: the combined net worth ratio is 12.81% against 11.42% nationwide. Few borrowers are behind: 0.59% of loans are two months late or worse, under the national 0.96%. The median charter opened in 1960, 2nd latest of the 50 states and DC. Each employee on file works out at 392 members, the 11th highest count. The list fell 5.3% in a year, the 12th highest drop. Offices by city: Atlanta (37), Macon (21), Savannah (19), Marietta (14), out of 163 places in 98 counties. Gone since last year: Coca-Cola FCU ($214M), Gp FCU ($147M), 1st Choice CU ($31M), Georgia Guard CU ($3.5M). Latest charter: United Neighborhood Federal Credit Union, 2002. The file does not say who may join any of them, or why a charter stopped filing.
How much of the state do the three largest hold?
Georgia: top 3 share of assets
48.8%
| Largest | Delta Community Credit Union |
| Its share | 24.3% |
| At $1 billion or more | 8 |
| Under $50 million | 38 |
Filings read by Radif Partners · Editorial policy · Method and sources
Atlanta and Warner Robins lead
More than half the filers, 38 of 71, report under $50 million. Outside competition is strong: 28 credit unions from other states run 123 offices here, and Navy Federal has 26 of them, so a list limited to Georgia-based names misses a good part of what is on the street.
Highest net worth (over $100 million): Aflac FCU, 38.85%. Fewest late loans: Workmen's Circle Incorporated CU, 0.00%. Delta Community CU leads on members, 547K, and branches, 34. Largest member change: Center Parc CU, +13.01%. Next by assets: Associated CU, Georgia United CU, Center Parc CU, LGE Community CU, Peach State FCU, Credit Union of Georgia. Smallest: Stephens County Community FCU, F A B Church FCU, Harris Employees CU. Minority depository flag: Platinum FCU, Credit Union of Atlanta, Savannah Schools FCU, Savannah Postal CU and 5 more. Largest outside presence: Navy FCU, from VA, 26 offices.
Lanier FCU (71.9%) leans most on vehicle loans, Workmen's Circle Incorporated CU (64.9%) on first-lien home loans, Geovista FCU (5.5%) on cards. Oldest charters: Center Parc CU, 1925; Credit Union of Atlanta, 1928; Associated CU, 1930. Southern Pine CU lost the most members in percentage terms, -12.31%, among those over $10 million.
Rank among the 50 states and DC
| Measure | Georgia | Rank | All filers |
|---|---|---|---|
| Vehicle loans, share of loans | 35.6% | 17th highest | 27.5% |
| First-lien home loans, share of loans | 30.1% | 19th lowest | 36.6% |
| Credit cards, share of loans | 2.9% | 22nd highest | 4.9% |
| Commercial loans without real estate, share of loans | 0.7% | 20th lowest | 0.8% |
| Loans as a share of shares and deposits | 80.7% | 20th lowest | |
| Assets per member | $16,193 | 18th lowest | |
| Members per reported branch | 6,168 | 17th highest | |
| Members per employee (full- and part-time) | 392 | 11th highest | |
| Filers with one branch or none | 35.2% | 25th highest | |
| Three largest names, share of assets | 48.8% | 25th highest | |
| Fall in filer count over 12 months | 5.3% | 12th highest | |
| Median year a charter opened | 1960 | 2nd highest |
The largest in Georgia
| Credit union | City | Assets | Members | Net worth | Delinq. | Branches | Checks |
|---|---|---|---|---|---|---|---|
| Delta Community Credit Union | Atlanta | $9.12B | 547K | 12.58% | 0.22% | 34 | 5/5 |
| Robins Financial Credit Union | Warner Robins | $4.97B | 274K | 17.61% | 0.40% | 23 | 5/5 |
| Georgia's Own Credit Union | Atlanta | $4.22B | 240K | 9.99% | 1.15% | 28 | 2/5 |
| Associated Credit Union (Coca-Cola Credit Union, a division of Associated Credit Union) | Norcross | $2.55B | 172K | 13.03% | 0.30% | 19 | 5/5 |
| Georgia United Credit Union | Duluth | $2.53B | 162K | 11.10% | 0.89% | 15 | 4/5 |
| Center Parc Credit Union | Atlanta | $2.42B | 128K | 13.83% | 1.03% | 10 | 4/5 |
| LGE Community Credit Union | Atlanta | $2.41B | 128K | 11.99% | 0.47% | 18 | 5/5 |
| Peach State Federal Credit Union | Lawrenceville | $1.12B | 76K | 9.18% | 0.32% | 29 | 4/5 |
| Credit Union of Georgia | Woodstock | $766M | 37K | 10.46% | 1.00% | 9 | 4/5 |
| Coosa Valley Credit Union | Rome | $766M | 52K | 9.53% | 0.61% | 12 | 5/5 |
| Kinetic Federal Credit Union | Columbus | $665M | 45K | 14.08% | 1.55% | 7 | 3/5 |
| The Southern Credit Union | Fayetteville | $560M | 30K | 11.60% | 0.10% | 11 | 4/5 |
| Midsouth Community Federal Credit Union | Macon | $485M | 44K | 14.30% | 0.98% | 9 | 4/5 |
| Southeastern Credit Union | Valdosta | $441M | 24K | 10.81% | 0.41% | 9 | 4/5 |
| Membersfirst Credit Union | Decatur | $429M | 28K | 11.73% | 0.20% | 13 | 5/5 |
| CDC Federal Credit Union | Atlanta | $414M | 24K | 9.61% | 0.71% | 4 | 3/5 |
| Platinum Federal Credit Union | Duluth | $413M | 14K | 10.32% | 0.29% | 5 | 5/5 |
| Interstate Credit Union | Jesup | $411M | 36K | 15.85% | 0.54% | 6 | 5/5 |
| Marshland Credit Union (Visa) | Brunswick | $273M | 18K | 8.66% | 0.22% | 7 | 5/5 |
| MyGeorgia Credit Union | Gainesville | $258M | 21K | 11.02% | 0.54% | 9 | 5/5 |
| Geovista Federal Credit Union | Hinesville | $247M | 22K | 8.68% | 1.08% | 7 | 3/5 |
| Excel Federal Credit Union | Peachtree Corners | $174M | 10K | 13.60% | 0.50% | 2 | 4/5 |
| Georgia Heritage Federal Credit Union | Savannah | $163M | 15K | 10.38% | 0.34% | 4 | 4/5 |
| Go Energy Financial Credit Union | Tucker | $153M | 12K | 11.81% | 0.46% | 4 | 5/5 |
| Core Credit Union | Statesboro | $152M | 16K | 12.75% | 0.37% | 4 | 4/5 |
Offices run from other states
| Credit union | Based in | Offices here | Total assets | Net worth |
|---|---|---|---|---|
| Navy Federal Credit Union | VA | 26 | $204.4B | 11.65% |
| Five Star Credit Union | AL | 17 | $1.26B | 13.82% |
| Tennessee Valley Federal Credit Union | TN | 8 | $3.26B | 14.75% |
| SRP Federal Credit Union | SC | 8 | $2.09B | 13.79% |
| VyStar Credit Union | FL | 8 | $14.3B | 8.93% |
| Southern Energy Credit Union | AL | 7 | $3.60B | 14.59% |
| Ithink Financial Credit Union | FL | 7 | $2.38B | 10.71% |
| First Commerce Credit Union | FL | 6 | $1.24B | 10.13% |
| Family Savings Credit Union | AL | 6 | $1.18B | 8.86% |
| Credit Union 1 | IL | 4 | $2.87B | 10.91% |
| Addition Financial Credit Union | FL | 3 | $3.81B | 9.98% |
| Justice Federal Credit Union | VA | 2 | $1.14B | 12.12% |
In figures
| Measure | Georgia | Federally insured, US |
|---|---|---|
| Credit unions | 71 | 4,214 |
| Members | 2.32M | 146.11M |
| Assets | $37.6B | $2.50T |
| Net worth ratio | 12.81% | 11.42% |
| Delinquency | 0.59% | 0.96% |
| Same-charter members, 12 months | +3.30% | n/a |
| Same-charter assets, 12 months | +3.72% | n/a |
| Filers a year earlier | 75 | n/a |
| Federal charters | 38 | 2,649 |
| State charters | 33 | 1,650 |
| Minority depository flag | 9 | 454 |
Who can join
The federal file does not list who may join, and we have not verified the rules of any name on this list. Each one can tell you itself. How to join sets out the steps.