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Number of credit unions by state: the full table

Independent site, not the NCUA, a credit union or a bank. General information, not financial advice.

All 50 states and DC on one screen, from the federal file. Each state name opens its own table of credit unions.

Two states side by side

Credit unions: Ohio and Michigan

192 and 169

Members3.32M / 6.13M
Assets$50.5B / $121.2B
Net worth ratio11.52% / 11.93%
Delinquency0.88% / 0.79%
Top 3 share of assets32.2% / 28.2%
See all 51 in a table →

The file of June 30, 2026 lists 4,299 credit unions, 4,214 of them federally insured, and the number by state ranges from 380 in Texas and 269 in Pennsylvania to 8 in Alaska. Territories hold a few more. The states with the most filers are not those with the most members. Virginia leads on members with 21.49M, followed by California with 15.57M, whose total counts the worldwide members of large institutions based there. A filer belongs to the state of its main office, so a state’s totals say what is based there, and they do not say how many people in that state use a credit union. The table separates the two for branches, by also showing offices run by credit unions based elsewhere.

Members and assets over 12 months

Colorado: members, same charters

+22.06%

Assets, same charters+29.19%
Filers a year ago66
Filers now62

Mergers count as growth for the credit union that absorbs another.

See all 51 in a table →

Filings read by Radif Partners · Editorial policy · Method and sources

The 51 in one table

NCUA Call Report of June 30, 2026. Net worth and delinquency are combined from the filers’ totals in each state. Offices are member-service locations in the state.
StateFilersMembersAssetsNet worthDelinq.OfficesOf which based elsewhere
Alabama882.49M$40.4B12.66%0.92%52829
Alaska81.04M$16.6B10.38%1.33%9412
Arizona332.07M$35.6B10.78%0.75%31557
Arkansas47384K$5.44B12.75%0.89%14137
California23915.57M$323.4B11.26%0.77%1,483140
Colorado622.88M$55.4B10.94%0.83%35950
Connecticut64909K$15.9B10.77%0.56%21921
Delaware15268K$3.19B11.00%0.93%593
District of Columbia28317K$11.7B12.29%0.82%7839
Florida1077.94M$126.2B10.81%0.78%1,124146
Georgia712.32M$37.6B12.81%0.59%468123
Hawaii45882K$17.4B10.98%0.85%16410
Idaho261.47M$26.2B8.84%0.55%24650
Illinois1884.24M$77.6B10.62%0.85%58094
Indiana1212.81M$49.8B11.56%0.75%57330
Iowa661.61M$35.4B10.90%1.05%30034
Kansas621.35M$19.5B10.91%1.71%21639
Kentucky511.00M$16.8B12.95%0.84%22039
Louisiana1361.30M$17.7B11.79%1.24%40942
Maine48774K$13.6B10.60%0.93%20712
Maryland602.16M$40.1B11.59%0.80%28345
Massachusetts1212.27M$44.1B11.31%0.68%44029
Michigan1696.13M$121.2B11.93%0.79%1,15132
Minnesota801.83M$35.1B10.79%0.72%41069
Mississippi55826K$9.86B13.25%1.12%18825
Missouri871.37M$19.5B10.14%0.78%31658
Montana41448K$8.21B12.08%0.53%13511
Nebraska50554K$6.99B11.76%0.95%12816
Nevada13422K$8.75B11.23%1.31%12357
New Hampshire12854K$14.2B10.92%1.46%11318
New Jersey126948K$15.3B10.92%1.18%27348
New Mexico371.16M$20.8B10.02%1.34%17512
New York2687.25M$135.2B11.00%1.09%97530
North Carolina575.24M$92.0B11.05%2.09%65072
North Dakota29216K$6.05B13.42%1.73%1229
Ohio1923.32M$50.5B11.52%0.88%67828
Oklahoma521.47M$22.0B12.74%0.91%24913
Oregon472.44M$40.0B12.23%0.96%36153
Pennsylvania2694.97M$83.9B12.52%0.71%88656
Rhode Island14507K$11.2B10.27%0.39%832
South Carolina451.72M$24.7B13.23%0.77%34846
South Dakota33350K$6.18B10.83%0.88%1013
Tennessee1252.76M$48.8B13.36%0.53%49034
Texas38010.40M$163.5B12.02%0.94%1,601123
Utah514.27M$70.0B10.70%1.14%45135
Vermont12456K$7.39B11.56%0.86%772
Virginia9521.49M$286.4B11.39%1.40%51946
Washington735.07M$94.9B11.61%0.73%62894
West Virginia74376K$5.27B14.19%1.15%15318
Wisconsin983.93M$76.6B11.04%0.68%63041
Wyoming18398K$6.23B10.81%1.26%646

How to read it

A state’s combined ratio is weighted by money, so its largest credit union can drive it. North Carolina’s delinquency rate is the clearest case: one institution holds about two thirds of the assets. To read a state fairly, open its page and look at the medians and the list as well as the total.

Between June 30, 2025 and June 30, 2026 the file went from 4,460 to 4,299 filers. Growth figures on state pages follow the same charter over those twelve months, so they count any members a charter took over. A head office that moves also carries its totals to another state: the file places First Technology Federal Credit Union in Massachusetts a year ago and in California now.

Territories are in the file but not in this table: Puerto Rico, Guam and the Virgin Islands have filers too, and they appear in the tools. The tables stop at the 50 states and the District, which each have a page of their own.

Where the numbers come from

All of this comes from the Call Report files on the NCUA’s quarterly data page, the data the agency lists as a public asset in its data inventory. We add up the accounts ourselves, and compare our national totals with the agency’s quarterly summary, where they match. The method page gives each account and each total.

Questions people ask

Which state has the most credit unions?

Texas has the most, 380 based there, followed by Pennsylvania with 269 and New York with 268, in the NCUA file of June 30, 2026. Counting offices gives a different order, because credit unions run branches across state lines. Both columns appear in the table, and each state has its own page.

How many credit unions are there in the United States?

The NCUA file of June 30, 2026 has 4,299 filers: 2,649 federal credit unions, 1,565 federally insured state charters and 85 that are not federally insured. The NCUA’s own quarterly summary counts the 4,214 federally insured ones, with 146.11M members and $2.50T in assets. A year earlier, the same file held 4,460 filers.

Why are state member totals higher than the people living there?

A filer’s members are all counted in the state of its main office, wherever they live. Virginia’s total includes the members of very large credit unions based there that serve people across the country and overseas. The file does not report members by state of residence, so these totals describe where institutions are based, not local use.

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Independent publisher of a state-by-state reference to US credit unions, built on the quarterly federal filings, with comparison and share insurance tools

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