States

Credit unions in Arkansas: the best and largest of 47, compared

Independent site, not the NCUA, a credit union or a bank. General information, not financial advice.

All 47 filers based in Arkansas, largest first. Sort them by what matters to you.

Credit unions by state, from the federal filings

Arkansas: credit unions that match

47

Their members384K
Their assets$5.44B
First on this sortArkansas Federal Credit Union
Credit unionAssetsMembersNet worthDelinq.BranchesChecks
Arkansas Federal Credit UnionLittle Rock$3.16B182K9.53%0.71%264/5
Telcoe Federal Credit UnionLittle Rock$503M24K20.21%0.12%45/5
Success Federal Credit Union (Success Credit Union)Jonesboro$218M24K15.16%0.69%55/5
Mil-Way Federal Credit UnionTexarkana$190M13K10.30%0.13%45/5
Arkansas Best Federal Credit UnionFort Smith$144M11K16.32%0.62%14/5
Fairfield Federal Credit UnionPine Bluff$98M9,51523.27%1.57%43/5
Arkansas Superior Federal Credit UnionWarren$91M8,67923.51%7.38%22/5
UARK Federal Credit UnionFayetteville$82M6,98513.18%0.32%34/5
Timberline Federal Credit UnionCrossett$80M11K19.61%2.22%33/5
Clearway Federal Credit UnionMalvern$80M8,72422.53%0.52%34/5

NCUA Call Report, June 30, 2026. Delinquency: loans two or more months late, as a share of loans. Checks: our own five data checks, not an NCUA rating; membership rules are not in this file, so confirm them with the credit union. Everything you enter stays in this browser: nothing is sent or stored.

47 credit unions based in Arkansas filed 384K members and $5.44B in assets with the National Credit Union Administration for June 30, 2026. Every credit union based in Arkansas holds a federal charter, 47 of 47, and no state-chartered filer appears in the June file. Arkansas Federal Credit Union in Little Rock is the only one above $1 billion and holds well over half of the state’s assets. Capital runs high: the combined net worth ratio is 12.75% against 11.42% nationwide. Loans two months late or worse come to 0.89%, close to the national 0.96%. Vehicle loans weigh heavily, 49.7% of the book against 27.5% nationally, and Hurricane Creek Federal Credit Union goes furthest at 79.3%. Each reported branch has 3,365 members on average, the 5th lowest load. Assets per member come to $14,192, the 7th lowest figure. Offices by city: Little Rock (26), Fort Smith (9), North Little Rock (9), Benton (5), out of 56 places in 40 counties. Gone since last year: United Arkansas FCU ($24M), Fort Smith Dixie Cup FCU ($9.9M), People Trust Community FCU ($3.0M), Arkansas Am & N College FCU ($2.0M). Latest charter: Fair Break Federal Credit Union, 2024. The file does not say who may join any of them, or why a charter stopped filing.

Two states side by side

Credit unions: Arkansas and Ohio

47 and 192

Members384K / 3.32M
Assets$5.44B / $50.5B
Net worth ratio12.75% / 11.52%
Delinquency0.89% / 0.88%
Top 3 share of assets71.3% / 32.2%
See all 51 in a table →

Filings read by Radif Partners · Editorial policy · Method and sources

Federal charters only, and very small ones

Below it the drop is steep: Telcoe Federal Credit Union is the second largest at a small fraction of that size, and 31 filers report under $50 million. Many serve a plant, a school system or a town. 15 credit unions based elsewhere have offices in Arkansas, and Red River Employees Federal Credit Union leads them with 7.

Highest net worth (over $100 million): Telcoe FCU, 20.21%. Fewest late loans: Telcoe FCU, 0.12%. Arkansas FCU leads on members, 182K, and branches, 26. Largest member change: Arkansas FCU, +8.35%. Next by assets: Mil-Way FCU, Arkansas Best FCU, Fairfield FCU, Arkansas Superior FCU, UARK FCU, Timberline FCU. Smallest: Fair Break FCU, North Little Rock Educators FCU, USEM Mena FCU. Minority depository flag: Arkansas Education Association FCU, Arkansas Teachers FCU, Fair Break FCU. Largest outside presence: Red River Employees FCU, from TX, 7 offices.

Hurricane Creek FCU (79.3%) leans most on vehicle loans, Cotton Belt FCU (57.7%) on first-lien home loans, Arkansas Best FCU (11.0%) on cards. Oldest charters: Northwest Arkansas FCU, 1935; Fort Roots FCU, 1935; Cotton Belt FCU, 1936. Two Rivers FCU lost the most members in percentage terms, -21.88%, among those over $10 million.

Rank among the 50 states and DC

Computed from the NCUA Call Report of June 30, 2026 for filers based in each state. Home loans: 1-4 family first lien. Commercial: loans not secured by real estate. A filer named for a share has $50 million or more in loans, or is any filer where none reaches that.
MeasureArkansasRankAll filers
Vehicle loans, share of loans49.7%Highest27.5%
First-lien home loans, share of loans25.5%7th lowest36.6%
Credit cards, share of loans2.1%10th lowest4.9%
Commercial loans without real estate, share of loans0.3%4th lowest0.8%
Loans as a share of shares and deposits90.1%10th highest
Assets per member$14,1927th lowest
Members per reported branch3,3655th lowest
Members per employee (full- and part-time)37618th highest
Filers with one branch or none44.7%12th highest
Three largest names, share of assets71.3%10th highest
Fall in filer count over 12 months6.0%8th highest
Median year a charter opened19589th highest

The largest in Arkansas

25 largest of 47, by assets, NCUA Call Report of June 30, 2026. Checks: our own five data checks, not an NCUA rating.
Credit unionCityAssetsMembersNet worthDelinq.BranchesChecks
Arkansas Federal Credit UnionLittle Rock$3.16B182K9.53%0.71%264/5
Telcoe Federal Credit UnionLittle Rock$503M24K20.21%0.12%45/5
Success Federal Credit Union (Success Credit Union)Jonesboro$218M24K15.16%0.69%55/5
Mil-Way Federal Credit UnionTexarkana$190M13K10.30%0.13%45/5
Arkansas Best Federal Credit UnionFort Smith$144M11K16.32%0.62%14/5
Fairfield Federal Credit UnionPine Bluff$98M9,51523.27%1.57%43/5
Arkansas Superior Federal Credit UnionWarren$91M8,67923.51%7.38%22/5
UARK Federal Credit UnionFayetteville$82M6,98513.18%0.32%34/5
Timberline Federal Credit UnionCrossett$80M11K19.61%2.22%33/5
Clearway Federal Credit UnionMalvern$80M8,72422.53%0.52%34/5
Hurricane Creek Federal Credit UnionBenton$72M5,4649.76%0.44%15/5
Cotton Belt Federal Credit UnionPine Bluff$70M6,25617.03%4.73%24/5
Alcoa Community Federal Credit UnionBenton$70M6,1477.73%0.52%25/5
River Valley Community Federal Credit UnionCamden$64M6,78413.91%1.25%23/5
Pine Federal Credit UnionPine Bluff$63M4,74924.54%1.49%23/5
Truservice Community Federal Credit UnionLittle Rock$53M5,2018.85%0.48%34/5
Baptist Health Federal Credit UnionLittle Rock$45M7,08623.55%1.84%53/5
Patterson Federal Credit UnionArkadelphia$38M3,96017.54%0.08%15/5
UP Federal Credit UnionNorth Little Rock$32M2,80022.44%0.89%23/5
Subiaco Federal Credit UnionSubiaco$27M2,14616.12%0.62%24/5
Dillard's Federal Credit UnionLittle Rock$25M3,35113.06%0.06%14/5
Northwest Arkansas Federal Credit UnionFayetteville$20M2,3629.59%0.91%14/5
Electric Cooperatives Federal Credit UnionLittle Rock$19M2,60015.16%0.08%24/5
L R F D Federal Credit UnionLittle Rock$18M90817.76%6.75%34/5
Lion Federal Credit UnionEl Dorado$18M2,21018.72%0.09%14/5

Offices run from other states

15 credit unions based elsewhere report 37 member-service offices in Arkansas; the largest presences are shown.
Credit unionBased inOffices hereTotal assetsNet worth
Red River Employees Federal Credit UnionTX7$1.58B13.86%
United Federal Credit UnionMI6$4.43B11.94%
CommunityAmerica Federal Credit UnionKS6$9.02B9.94%
Barksdale Federal Credit UnionLA5$2.46B8.96%
Hope Federal Credit UnionMS2$881M16.18%
Nucor Employee's Credit UnionSC2$68M19.74%
Carter Federal Credit UnionLA1$763M8.60%
Domino Federal Credit UnionTX1$87M17.53%
Fedex Employees Credit Association Federal Credit UnionTN1$641M14.15%
Orion Federal Credit UnionTN1$1.30B18.42%
Riverland Federal Credit UnionLA1$320M15.84%
Multi-States Credit UnionMO1$91M12.46%

In figures

State column: every filer based in Arkansas, whether federally insured or not.
MeasureArkansasFederally insured, US
Credit unions474,214
Members384K146.11M
Assets$5.44B$2.50T
Net worth ratio12.75%11.42%
Delinquency0.89%0.96%
Same-charter members, 12 months+3.45%n/a
Same-charter assets, 12 months+8.66%n/a
Filers a year earlier50n/a
Federal charters472,649
State charters01,650
Minority depository flag3454

Who can join

The federal file does not list who may join, and we have not verified the rules of any name on this list. Each one can tell you itself. How to join sets out the steps.

Questions people ask

What is the largest credit union in Arkansas?

Arkansas FCU, in Little Rock: $3.16B, 182K members, 9.53% net worth on June 30, 2026. After it: Telcoe FCU of Little Rock ($503M), Success FCU of Jonesboro ($218M), Mil-Way FCU of Texarkana ($190M), Arkansas Best FCU of Fort Smith ($144M), Fairfield FCU of Pine Bluff ($98M), Arkansas Superior FCU of Warren ($91M), UARK FCU of Fayetteville ($82M). Top three: 71.3% of assets.

Which Arkansas credit unions report the lowest net worth ratio?

None federally insured under 7%. Lowest: Alcoa Community FCU (7.73%), Truservice Community FCU (8.85%), Arkansas FCU (9.53%), Northwest Arkansas FCU (9.59%), U.P. Employees FCU (9.65%), Hurricane Creek FCU (9.76%), Mil-Way FCU (10.30%), Priority FCU (10.36%), VA Hospital FCU (11.20%), Arkansas Teachers FCU (11.30%), North Little Rock Educators FCU (12.00%), Two Rivers FCU (12.11%), Arkansas Education Association FCU (12.61%). Highest: Fair Break FCU, 100.00%.

Where are the credit union offices in Arkansas?

141 member-service offices: Little Rock 26, Fort Smith 9, North Little Rock 9, Benton 5. From other states: Red River Employees FCU (TX) 7, United FCU (MI) 6, CommunityAmerica FCU (KS) 6, Barksdale FCU (LA) 5, Hope FCU (MS) 2, Nucor Employee's CU (SC) 2. Branches in all at the largest: Arkansas FCU 26, Telcoe FCU 4, Success FCU 5.

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